كستريد حدد خيارات رديت مستوى

CanadianInvestor.
56 & # 32؛ пользователей находятся здесь.
МОДЕРАТОРЫ.
دارث فيكولا أبسولوتيريتورن randomguy506 R2R roadmap2retire ديستراكتدينفستور جونيتشي recoil669 о команде модераторов & راكو؛
مرحبا بكم في رديت،
الصفحة الأولى للإنترنت.
والاشتراك في واحدة من الآلاف من المجتمعات المحلية.
تريد إضافة إلى المناقشة؟
помощь правила сайта центр поддержки вики реддикет مود غدلينس связаться с нами.
приложенияи инструменты رديت لأيفون رديت لالروبوت موقع الجوال кнопки.
Использование данного сайта означает، что вы принимаете & # 32؛ пользовательского соглашения & # 32؛ и & # 32؛ Политика конфиденциальности. &نسخ؛ 2017 ريديت инкорпорейтед. Все права защищены.
يتم تسجيل ريديت وشعار ألين علامات تجارية مسجلة لشركة رديت إنك.
وبي. تم تقديمه بواسطة بيد 107022 على & # 32؛ أب-163 & # 32؛ في 2017-12-28 22: 06: 24.306853 + 00: 00 تشغيل رمز البلد 84abeb: وا.

Questrade.
8 & # 32؛ пользователей находятся здесь.
МОДЕРАТОРЫ.
مرحبا بكم في رديت،
الصفحة الأولى للإنترنت.
والاشتراك في واحدة من الآلاف من المجتمعات المحلية.
Это архивированный пост. Вы не можете голосовать или комментировать.
отправлено & # 32؛ 6 месяцев назад & # 32؛ автор & # 32؛ cta888.
تريد إضافة إلى المناقشة؟
помощь правила сайта центр поддержки вики реддикет مود غدلينس связаться с нами.
приложенияи инструменты رديت لأيفون رديت لالروبوت موقع الجوال кнопки.
Использование данного сайта означает، что вы принимаете & # 32؛ пользовательского соглашения & # 32؛ и & # 32؛ Политика конфиденциальности. &نسخ؛ 2017 ريديت инкорпорейтед. Все права защищены.
يتم تسجيل ريديت وشعار ألين علامات تجارية مسجلة لشركة رديت إنك.
وبي. تم تقديمه بواسطة بيد 34447 على & # 32؛ أب-93 & # 32؛ في 2017-12-28 22: 06: 24.721732 + 00: 00 تشغيل رمز البلد 84abeb: وا.

على الانترنت استعراض وسطاء الخصم لكندا والولايات المتحدة.
وأصبح العالم أكثر ترابطا وتتدفق المعلومات بوتيرة سريعة. "فينتيش"، أو التكنولوجيا المالية، يأخذ العالم عن طريق العاصفة والأساليب القديمة لممارسة الأعمال التجارية تختفي. لدينا الآن إمكانية الوصول إلى أدوات مذهلة على شاشات هواتفنا وأجهزة الكمبيوتر. هذه المقالة عبارة عن أداة واحدة & # 8211؛ حساب الوساطة الخاص بك. على وجه الخصوص، تغطي هذه المقالة أفضل وسطاء الأسهم الخصم في الولايات المتحدة وكندا لعام 2018.
قبل أن نصل إلى استعراض الوسيط، هنا اقتباس من بروس لي & # 8211؛ & # 8220؛ أخشى ألا الرجل الذي مارس 10،000 ركلة مرة واحدة، ولكن أخشى الرجل الذي مارس ركلة واحدة 10،000 مرة. & # 8221؛ لماذا نستخدم هذا الاقتباس؟ الكثير من الاستثمار والتداول في العالم هو التكرار، وقبل أن تبدأ المزيد من التكرار يمكنك جعل. بدأ وارن بافيت، أحد أكبر المستثمرين في كل الأوقات، بالاستثمار عندما كان طفلا فقط. ميزة واحدة أن بافيت لم يكن لديك، وكان عدد كبير من وسطاء الانترنت على حسابه.
هنا قصة مثيرة للاهتمام بالنسبة لك: أعطي طالب جامعي كتابا بعنوان & # 8220؛ تعلم السباحة & # 8221 ؛. قرأ هذا الكتاب كل يوم لمدة 30 يوما، ثم أصبح بطل الأولمبية. لا معنى له، أليس كذلك؟ كيف يمكن قراءة كتاب تجعلك جيدة في السباحة، ناهيك عن بطل الأولمبي؟ يمكنك & # 8217؛ معرفة ما إذا كنت لا تقفز إلى حمام السباحة! الكتب هي وسيلة رائعة للتعلم، ولكن الجلوس في المنزل قراءة كتاب لن يعدك للأسواق. مزيج من الاثنين هو وسيلة مثالية للنجاح.
وينطبق الشيء نفسه على التداول والاستثمار في الأسهم. لا يمكنك تعلم الاستثمار ما لم تبدأ التداول بأموال حقيقية. حسابات الممارسة تعمل بشكل جيد، ولكن هناك ضغط معين وضعت بين المستثمرين الذين يشاركون في الأسواق مع المال الحقيقي. عليك أن تصبح مألوفة ومريحة مع هذا الضغط لتحقيق النجاح. وهناك الكثير من وسطاء الخصم في هذا الاستعراض تقدم صفر الحد الأدنى للإيداع لعملائها لهذا السبب بالذات.
لماذا يجب أن أذهب من خلال الصداع من التداول والاستثمار من خلال وسيط على الانترنت؟ لماذا لا مجرد الاستثمار في صندوق الاستثمار المشترك؟
الجواب & # 8211؛ نحن نعيش الآن في عالم مختلف. يتيح شرح السبب:
الثانية & # 8211؛ الاستثمار في الأسهم هو مهارة قابلة للتعلم وهناك المزيد من الموارد الآن من أي وقت مضى للحصول على انك بدأته. لدينا واحد مثل هذا المورد على موقعنا على الانترنت أن يعلمك كيفية شراء الأسهم هنا.
الثالث & # 8211؛ جعل الإنترنت من الممكن للناس المشترك مثل أنت وأنا الحصول على المعلومات التي المحللين بضع سنوات مرة أخرى يمكن أن يحلم فقط. وهذا يعني أن الاستثمار هو قرار مستنير ومحسوب بدلا من لعبة الروليت الروسية.
رابعا & # 8211؛ كنت قد تم التفكير بالفعل مثل المحلل كل هذه السنوات كلما اشتريت شيئا. عملية البحث والمقارنة والاستثمار على أساس إمكانات المستقبل وما إلى ذلك هو الشيء الذي نقوم به في كل وقت! الاستثمار والتداول سوف شحذ هذه المهارات ومساعدتك في مجالات أخرى من حياتك.
أخيرا، أنجح الناس على هذا الكوكب تملك شيئا؛ وهذا هو السبب في أنها ناجحة. لديهم إما المال أو الناس الذين يعملون لهم على مدار الساعة. إذا كنت تملك الأسهم في شركة مثل أبل أو كوكا كولا ثم كنت تملك شيئا من شأنها أن تعمل لك بالنسبة لك حتى عندما كنت نائما.
الآن، دع & # 8217؛ ق نظرة على الجانب الآخر. ماذا سيحدث إذا لم تتعلم الاستثمار؟
إذا لم تتحدث لغة السوق، فلن تعرف متى يحاول المحلل بيع صفقة حامضة. وهذا ما أدى إلى الأزمة المالية في عام 2008، و فقاعة دوت كوم في عام 2000. إذا كان الناس على بينة من أساسيات الأسواق فإنهم لم يسبق لهم أن قاموا بتلك الاستثمارات الفرعية.
فما الخطوة الأولى؟ أين يجب أن تبدأ؟
الطريقة الوحيدة للقفز في بركة مجازية هو أن يكون تجمع في المقام الأول، والتي في هذه الحالة هو حساب الوساطة. اختيار وسيط يمكن أن يكون مهمة صعبة لأن هناك عدد من العوامل التي تأخذ بعين الاعتبار. ومع ذلك، فقد جعلنا الأمور أسهل بالنسبة لك من خلال مراجعة وسطاء الخصم على أساس 4 معايير رئيسية هي:
التكلفة / نقطة السعر: هذا أمر مهم لأن الرسوم العالية سوف تأكل في الأرباح الخاصة بك.
واجهة المستخدم: واجهة أفضل يعني الصفقات أسهل.
أدوات إضافية (البحث والإبلاغ): تؤدي المعلومات الأفضل إلى اتخاذ قرارات أفضل.
قسم المكافأة: (بالنسبة لأولئك الذين يريدون بانغ أكبر لباك بهم!)
قبل أن نبدأ، قليلا على صناعة الوساطة بشكل عام.
وقد تغيرت الديناميات في الأعمال التجارية بشكل كبير على مدى السنوات القليلة الماضية والمستهلكين ببطء وبشكل مؤكد كسب الأرض العليا. لقد ولت تلك الأيام عندما كان مجموعة مختارة من الأفراد السيطرة على السوق. وخلال تلك السنوات، كان الوسطاء يعتمدون على مهارات المبيعات وطالبوا بعمولات عالية من كل من المستهلك، والتبادلات. وأدت التكنولوجيا والتغييرات في اللوائح الحكومية إلى زيادة المنافسة وبالتالي انخفاض الرسوم والعمولات.
أصبحت الحياة صعبة للسماسرة ويحاولون التغلب على بعضهم البعض من خلال تقديم خدمات أفضل في كل وسيلة ممكنة. كان هناك وقت عندما البنوك الكندية تستخدم لشحن 29.95 $ لكل معاملة وسماسرة الخصم مثل كيستراد كانوا الأطفال الجدد على الكتلة.
نحن محظوظون أن نكون على قيد الحياة في مثل هذا الوقت من التغيير والابتكار. السوق ليست ملعبا حصريا للأغنياء بعد الآن!
الآن، اسمحوا & # 8217؛ s تبدأ مع تقييم أعلى وسطاء الخصم في الولايات المتحدة وكندا.
هناك المئات من السماسرة وأنه سيكون غير فعال لمراجعة كل منهم. ولذلك، فإننا سوف نركز فقط على أعلى 5 وسطاء الخصم في الولايات المتحدة وكندا. من المهم أن نعرف أن معظم هذه السمسرة الأمريكية مفتوحة للكنديين!
وكان كبار وسطاء الخصم على الانترنت في كندا التي جعلت القائمة:
وكان أعلى وسطاء الخصم عبر الإنترنت في الولايات المتحدة الأمريكية التي جعلت القائمة:
ستوكترادس توب أونلين ديسكونت بروكرز أوف 2018 كانادا.
خيارات: 9.95 $ + 1 دولار لكل عقد.
إتف: أي إتف المتداولة في أمريكا الشمالية مجانية!
إتف: جميع إتف مجانا!
خيارات: 6،99 $ + 1،25 $ لكل عقد.
ستوكترادس توب أونلين ديسكونت بروكرز أوف 2018 أوسا.
سمعة كبيرة لخدمة العملاء الاستثنائية التي تشمل دعم 24/7 و 100 فروع المحلية للقاء ممثل في شخص إذا لزم الأمر.
عدد من الآلات الحاسبة لمساعدتك على الخروج مع الأرقام الصحيحة.
$ 600 دولار مجانا عند فتح إيرا مع 250k +، أو نقل إيرا الخاص بك من شركة أخرى ل إتراد.
لدينا أفضل اختيار وسطاء الولايات المتحدة هو تد أميريتراد.
تد & # 8217؛ s الرسوم هي من بين أعلى المعدلات في هذه الصناعة، ولكن خدمة العملاء المقدمة جنبا إلى جنب مع منصة من الصعب الفوز. أدواتهم البحثية والتجارية ممتازة وتلبية احتياجات الجميع، سواء كان مبتدئا أو مستثمرا محنك. أيضا، حصلت تد مؤخرا سكوتراد التي من شأنها أن تجعل تكتل أكبر من حيث عدد من منافذ خدمة العملاء الطوب وقذائف الهاون.
و أوبتيونشوس و تراديكينغ مرتبطة في رقم اثنين. أوبتيونشوس هو وسيط خصم ممتاز مع واجهة مستخدم استثنائية، ولكن قد يكون قليلا الساحقة للوافد الجديد. أيضا، فقدت نقاط ل أميريتراد في خدمة العملاء والتعليم للمبتدئين الإدارات. ومع ذلك، فإن الرسوم المنخفضة التي تقدمها الشركة من الصعب الفوز، وسوف تصبح منصة الكثير أكثر متعة بمجرد الحصول على يشعر من واجهة.
في رقم ثلاثة لدينا ميريل حافة. ميريل حافة لديها واجهة ممتازة وغنية بالمعلومات ولكن هيكل رسوم أعلى من تلك من وسطاء آخرين. ومع ذلك، يمكن للمستثمرين الذين لديهم أكثر من 25،000 $ للاستثمار الاستفادة من 30 العمولة الحرة الصفقات في الشهر & # 8211؛ صفقة ممتازة!
وبالنسبة لكندا، فإن وسيط الخصم على الإنترنت في عام 2018 هو كيستراد.
كيستراد يفوز لدينا استعراض وسيط مرة أخرى. مع شركائنا في استعراض كويستراد، وجدنا أنه هو وسيط جيد جدا مقربة الوصول إلى معظم المستثمرين. وعلاوة على ذلك، فإن لديها ثاني أدنى الأسعار، لا الحد الأدنى للإيداع و إتف الحرة - وهذا هو زائد زائد بالنسبة للمستثمر المتوسط. نحن أرين & # 8217؛ ر الوحيد منها. معظم التقييمات كيستريد ترتيبها رقم واحد من جميع وسطاء الخصم المتاحة.
في مراجعتنا للوسطاء التفاعليين وجدنا أنها كانت قريبة جدا جدا من كستريد. أنها تسجل عالية على القدرة على تحمل التكاليف ولكن يفقد على وظائف منصات كيستريد وكذلك الحد الأدنى 10،000 $ وهو حبوب منع الحمل صعبة لابتلاع لأولئك الجدد للاستثمار.
هل يجب التمسك مع بنك كبير بدلا من وسيط الخصم؟
في عام 2018، كان البنك الملكي الكندي أفضل اختيار لدينا بين البنوك الكبرى. وقد أدخلت تغييرات جذرية وخفضت أتعابها بشكل ملحوظ، حيث انخفضت بنسبة 66٪ من 29.95 دولار إلى 9.95 دولار. وعلاوة على ذلك، رك سكب كميات ضخمة من المال إلى مزيد من تطوير منصة التداول، وكنا نتوقع أن تستمر الأمور في اتجاه إيجابي. ومع ذلك، لم يكن الأمر كذلك. ونتيجة لذلك، لم يكن لدينا رك الاستثمار المباشر على القائمة بعد الآن.
ومع ذلك، في النهاية، البنوك الكبيرة لا تتطابق مع وساطة الخصم الأخرى على قائمتنا لسبب واحد كبير & # 8211؛ وهو هيكل رسوم معقدة. على الرغم من أنه قد يتم الإعلان عن الرسم على أنه & # 8220؛ رسوم ثابتة & # 8221؛، وهذا صحيح فقط عند إجراء عدد معين من الصفقات. على سبيل المثال، مع سكوتيا كنت تتمتع معدل 6،99 $ فقط عند إجراء 150+ الصفقات في الربع. وبالتالي سيكون من الأفضل التخلي عن البنوك الكبرى في الوقت الحالي، ولكن نراقب عن كثب التغييرات التي تقوم بها على منصاتها وهياكل الرسوم.
في النهاية، وسيط الخاص بك كل شيء يعتمد على تفضيلاتك.
في النهاية، نريد أن نشير إلى أن ما قد يكون الأفضل للمتقاعد قد لا يكون الأفضل لطالب جامعي شاب. ومع ذلك، يجب أن لا تحصل على تعثر في محاولة لاختيار وسيط الكمال.
يعد أنت الانتظار المزيد من الفرص التي تفوت. تخيل كونك شخصا استثمر في ميكروسوفت أو نيتفليكس في الوقت المناسب. كثير من الناس فعلت ذلك، وحققت أرباحا ضخمة! لماذا لا؟
لا يزال غير متأكد؟ في ما يلي بعض المعايير الإضافية التي يمكنك استخدامها لاتخاذ قرار.
توافر التطبيق المحمول مذهلة أو منصة سطح المكتب. الوصول إلى أكثر من الأسواق الأمريكية / الكندية. سهولة وسرعة التحويل فيما بين الوساطة / الحسابات المصرفية.
مرة أخرى، كستريد و تد أميريتراد الفوز في كل هذه الفئات.
ولكن قد يكون الشخص الذي يريد توجيه أمر معين، وفي هذه الحالة الظاهري السماسرة هو الخيار الصحيح. سكوتريد قد يكون تصنيف منخفض في الجدول لدينا ولكن لا أحد يستطيع أن تتنافس معهم من حيث عدد من الفروع المحلية لديهم والخدمة الشخصية. إذا كنت فراشة الاجتماعية ثم تراديكينغ لديه شبكة على الانترنت حيث يمكنك التفاعل والتعلم وتكوين صداقات مع التجار الآخرين.
تماما مثل شراء كل شيء في الحياة، سواء كان سيارة، أو وجبة في مطعم، عليك أن تزن في إيجابيات وسلبيات كل من الخيارات.
إذا كنت تريد المزيد من المعلومات ثم نحن نشجعكم على التسجيل للحصول على حساب والحصول على الشعور بما هؤلاء الوسطاء لهذا العرض. يمكنك القيام بذلك عن طريق النقر على شعار وسيط من اختيارك في الجداول المذكورة أعلاه.
خذ السيارة لتدور قبل اتخاذ خيار!
بعد ذلك، وجعل التجارة الأولى! لا يجب أن تكون مليونيرا للقيام بذلك. هناك الكثير من الأسهم قرش التي يمكنك التجارة مع مجرد كمية صغيرة من رأس المال.
شارك هذا:
ذات صلة.
تواصل معنا عبر شبكات التواصل الاجتماعي!
الاشتراك مع كستريد اليوم والحصول على 50 $ في اللجان الحرة.
استخدام الرمز الترويجي rx4rbzmb أو انقر فوق الزر أدناه للتوجه إلى مراجعة كيستراد لدينا للتحقق من الوساطة # 1 ريكومندد من ستوكترادس.
دون & # 8217؛ ر دفع شخص 2٪ من محفظتك لإدارة أموالك. للحصول على أقل من 50 سنتا في اليوم، والعثور على أسهم الأسهم الصلبة الصلبة والسماح الأسهم توزيعات روك تفعل العمل الشاق بالنسبة لك.
لدينا أحدث المشاركات.
الاستثمار مع المستشارين المال الحديث، والحفاظ على المكاسب!
أعلى الأسهم.
بنك كندا للأوراق المالية & # 8211؛ 5 الأسهم المخفضة الرئيسية لإضافة إلى محفظتك اليوم.
أفضل الأسهم الكندية لتوزيعات الأرباح لعام 2018.
ماريجوانا ستوكس & # 8211؛ أفضل الأسهم الكندية القنب.
أفضل الأسهم للشراء في كندا & # 8211؛ نمو الأسهم.
ما الناس القراءة.
آخر الملاحة.
27 تعليقات.
سماسرة الظاهري تستخدم لتقديم قرش عمولات تداول الأسهم & # 8230؛ الحسابات المجردة فقط لديها أن سعر العمولة الآن سيئة للغاية.
أي حد أدنى على أن دريززي؟ تقدم كستريد بيني تداول الأسهم ولكن بالطبع الحد الأدنى من نوع يأخذ هذه الميزة بعيدا.
وأنا أود أن أرى كيف يتعامل الوسطاء مع الأوامر التجارية عندما لا يكون هناك أموال كافية في حساب التداول هذا في المقارنات المستقبلية.
بعض الوسطاء يهتمون فقط بتمويل الحساب من تاريخ التسوية بينما يقوم الآخرون بإلغاء الطلب قبل أن يتم تنفيذه بغض النظر عن إجمالي الأموال المتاحة في الحسابات الأخرى.
ومن الصعب تحديد مجموعة من أوامر حد الشراء لإجراء تصحيحات مرة واحدة في السنة أو لأسباب أخرى مع قيود التمويل هذه بينما أنا & # 8217؛ م من العمل أو عطلة خاصة عندما يكون احتمال كل منهم يتم تنفيذها هي ضئيلة إلى لا شيء (وحتى لو فعلوا، من شأنه أن يكون كبيرا!).
إنه شيء أغفلته عند تبديل الوسطاء عبر الإنترنت وأنا الآن نأسف لذلك.
ومن الغريب أن الاستثمار المباشر ربك هو أفضل السمسرة المصرفية الكندية هنا عندما المواقع الأخرى قد صنفت أسوأ من كبيرة 5. ما لم يكن هذا منذ سنوات، يجب أن تد و سكوتيا تكون أعلى 2 للبنوك.
يا ليرن! شكرا على الادخال. وقد أدخلت الشركة بعض التغييرات الجذرية على منصة التسعير والتداول (وإن كانت لا تزال قديمة). جنبا إلى جنب مع منصة صلبة والمجتمع الاستثمار العام نحن شعرنا أنه كان أفضل مكان للبدء لتاجر جديد. سيتم تحديث مراجعة وسيطنا في منتصف يناير لنسخة 2017 وأنت & # 8217؛ إعادة ترحيب للتحقق مرة أخرى، فإنها قد تسقط بشكل جيد جدا من القائمة.
ماذا عن إنفوستورلين بمو؟
يا واد! شكرا على التعليق. ترقبوا لدينا طبعة 2017 المنقحة تماما من استعراض وسيط لدينا. وينبغي أن يخرج ربما في أواخر يناير كانون الثاني. فعلنا بعض البحوث المكثفة جدا على جميع وسطاء الخصم والبنوك الكبيرة، وهذه القائمة من المؤكد أن تتغير.
شكرا على الإدخال سوني جاك & # 8217؛ ق. ونحن نتفق بالتأكيد بمو فقط كانن & # 8217؛ ر جعل قطع. إلا إذا كان لديك طن من رأس المال أنها مجرد أرن & # 8217؛ ر جيدة بما فيه الكفاية الآن.
WADE: لدي شركة بمو إنفستورلين (منذ 2 سنة)، كستريد (منذ 5 سنوات) وكذلك تد الاستثمار المباشر (سينس 1 سنة).
& # 8211؛ منصة بمو. منصة مجانية هي القمامة، إلا إذا كان لديك 250،000 (لتدفق يقتبس) أو 500،000 أو التجارة 30 (لمستوى برو الموالية 2). غير مناسبة إذا كنت لا تتأهل تحت 3 شروط أعلاه. ليس لديهم أي خيار لشراء تغذية البيانات أو تغيير منصة إذا كنت غير مؤهلة (فوق 3 شروط). جامدة جدا وغير مستحسن.
& # 8211؛ تد: أنا مجرد استخدام واجهة الويب الخاصة بهم الحرة التي استخدمها وكانت الرسوم البيانية الخلل فيها حيث لا تغير الأسعار وتغيير شريط فقط، لا يمكن تغيير الألوان من جميع أفغس تتحرك وتبدو مشابهة جدا، أنه حتى مع 5 بوصة أقرب إلى سكرين، إيت & # 8217؛ s من الصعب أن ديفيرنسيات وهو ما. الرسم البياني لا ملء الشاشة بأكملها! برنامج مبدئي جدا. ومن مجموع غرابيج مع البق ومستخدم جدا غير ودية.
لديهم منصة متقدمة، والذي يبدأ في 30 $ (مجانا لمدة 30 الصفقات / قطر) لتدفق ونقلت والرسوم البيانية آخر تأخر 15 دقيقة بالإضافة إلى 10 $ لكل تبادل & # 8217؛ مستوى 2 تغذية.
وتبدأ حزمة بيانات كيستريد و (8 $) في ($ 19) مجانا إذا كنت تنفق حوالي 50 دولارا على عمولة التداول.
أجد منصة كويستراد من السهل جدا للاستخدام وسهلة الاستعمال للغاية. وبصرف النظر عن سعر العمولة، حزمة البيانات، أجد عمولة إتف الحرة (جانب واحد فقط أي عند شراء). لا يزال يتعين عليك دفع عمولة إتف عند بيعها.
بخلاف عمولات التداول، منصة، حزمة البيانات هناك رسوم أخرى للخيارات أي عندما يتم تعيين الخيار، بمو رسوم 61 $ أو 62 شيء و كيستراد هو 24 $ / 25.
تد و كيستريد: أنها توفر خيارات متعددة الساق لذلك، وكلاهما لا يتقاضى سوى رسوم المعاملة مرة واحدة ل مولتيليغس. لوت & # 8217؛ s من المدخرات.
بمو لا تدعم متعدد الطبقات وأنها تتقاضى عمولات لكل ساق.
على كل شيء، أود أن أقول، بمو ينتهي جامدة جدا ومكلفة، تد & # 8211؛ أرخص للخيارات ولكن منصة مجانية هي مجموع غارباج كستريد: العمولات أرخص، خيارات أرخص، منصة أفضل، وأرخص حزمة بيانات المستوى 1 (تدفق يقتبس). ومع ذلك، بالنسبة للمستوى 2، فإنهم يتقاضون 89 دولارا (أو ما يعادلها بالعملة المحلية) مجانا إذا كنت تنفق (إذا لم أكن مخطئا) فهذا المبلغ يقارب 400 دولار (أو ما يعادله بالعملة المحلية).
بمو هو جيد إذا كان لديك أكثر من 250،000 $ أو القيام 30 الصفقات في الربع أو مجرد 500،000 في حسابك.
شكرا لك، سونيجاكسون. وأنا أقدر مدى التفكير واتساع كنت قد وضعت في ردكم. تساعد.
لا يغطي المستخدمين الأمريكيين المتداولين في تسكس، أو الكنديين التداول في بورصة نيويورك.
شكرا لك، كونغ. لم اعرف ذلك. سمعت، اليوم، أن بمو يسمح دريب للأسهم الكندية، ولكن ليس الولايات المتحدة أنا ملاذ & # 8217؛ ر أكد ذلك، على الرغم من.
المعلومات وورد كيستريد غير صحيحة. شراء فقط على صناديق الاستثمار المتداولة مجانا. تدفع رسوم عند البيع. أيضا هناك رسوم إن. لا يتم تطبيق هذين المبلغين من خلال & # 8217؛ كتيريد 60 إتفس الحرة.
يا سام شكرا للمعلومات! ونحن سوف ننظر في هذا وتصحيحها في اسرع وقت ممكن.
لقد استخدمت كيستريد لمدة 6 أشهر الماضية أو نحو ذلك وأنا لست معجبا جدا. أفتقد الميزات على منصة من شأنها أن تجعل تتبع الأرباح / الخسائر. لقد حاولت إنشاء حساب الشركة لعدة أشهر وأسابيع من دون أي استجابة. حتى بعد إرسال الوثيقة الأخيرة، بعد التحدث مع مندوبي الخدمة، أحصل على المزيد من رسائل البريد الإلكتروني التي تحتاج إلى مزيد من المعلومات، وعندما أسأل ما، لم أتلق أي رد لمدة أسابيع، على الرغم من تجديد الرسائل. محبط جدا، ولكن من الاستعراضات أرى أي منصة أفضل، وإلا سوف يكون ذهب طويلا.
أليكس، وهذا أمر مخيب للآمال جدا! نحن دعاة ضخمة من كيستريد، لقد كنت عميل لهم لأكثر من 5 سنوات. هل حاولت الاتصال بهم عبر الهاتف؟ لم يكن لدي مرة واحدة أي مشاكل مع خدمة العملاء كيستراد، وغالبا ما الحصول على المشاكل لقد حلت في غضون ساعة.
كستريد تمتص. وبناء على هذا الاستعراضات الأخرى فتحت حساب كستريد. لقد قمت بتثبيت التطبيق على اي فون بلدي لنرى كيف أن ذلك سيذهب وعند فتح التطبيق كان في استقبال رسالة تقول المطور تحتاج إلى تحديث التطبيق لأنه & # 8217؛ ق تباطؤ هاتفي. ليس الانطباع الأول عظيم. على الفور بعد عندما تحاول استخدام التطبيق سيكون مجرد تحطم مرارا وتكرارا، مما يجعلها عديمة الفائدة تماما. حاولت كل الحيل المعتادة، لا شيء عملت، وبعد بضع دقائق تم حذف التطبيق. عين & # 8217؛ لا أحد حصل على الوقت لذلك.
ثم حاولت القيام ببعض البحوث على موقع كويستريد، ولكن في كل مرة حاولت للبحث عن صندوق أو الأسهم، فإن الصفحة تجميد وتحطم الطائرة. كشف بحث سريع من غوغل عن كتابة صفحة الويب باستخدام ميكروسوفت سيلفرليت. لم يعد متصفحي (غوغل كروم) يدعم سيلفرليت نظرا لوجود عدد كبير جدا من الثقوب الأمنية، لذا فإن الإجابة على المستخدمين الذين يستخدمون كروم هو استخدام متصفح آخر أقل أمانا سيظل يشغل المكون الإضافي سيلفرليت. يبدو أنهم كانوا يتحدثون منذ فترة طويلة عن تحديث موقعهم على الانترنت لتتوافق مع معايير الإنترنت الحديثة، ولكن عندما (أو إذا) أن إسقاط هو أي شخص 's تخمين. جزء من السبب ذهبت مع كيستريد هو بسبب الرسوم المنخفضة، ولكنني سوف تدفع أكثر من ذلك بقليل إذا كان لدي لشيء يعمل فعلا. بعد يوم واحد وليس أي معاملات سحبت أموالي وأغلقت الحساب. وكانت التجربة برمتها مضيعة كبيرة للوقت.
إذا لم يتمكنوا من تحديث رمزهم لإبقائه حاضرا على الجزء الخارجي من برنامجهم، فلا يمكن لي أن أزعجهم لمنحهم نشاطا تجاريا.
في الاستعراض أعلاه، هذا هو ما يقوله عن واجهة المستخدم كيستراد: & # 8220؛ واجهة المستخدم مذهلة لكلا المحمول، سطح المكتب وعلى شبكة الإنترنت.
نظيفة وحديثة وودية مع مجموعة غنية من الميزات. بالتأكيد يفوز بهذه الفئة. & # 8221؛
هل حقا؟ إذا كنت لمراجعة المراجع باستخدام نفس المعايير المذكورة أعلاه، وهذا واحد الحصول على ★.
آسف أن نسمع أن لاري. لي شخصيا، لم يكن لدي مشكلة مع التطبيق المحمول كيستراد (لدي سامسونج S7) و كروم هو المتصفح الوحيد الذي استخدمه، ولم يكن لها قط تحطم واحد على جهاز الكمبيوتر الخاص بي.
كنت أريد أن أقول الاتصال بدعم العملاء ولكن أفترض أنك & # 8217؛ فعلت ذلك بالفعل. كل شخص لديه تجارب سيئة مع بعض الشركات، وكان لي حساب وسطاء الظاهري وكان شيئا ولكن المشاكل مع ذلك قبل أن تحولت إلى كستريد، والكثير من الناس يحبون ف.
إذا كان لديك رأس المال، وربما كنت قد تذهب إلى وسطاء التفاعلية. في رأيي، أنها ستكون رقم واحد إذا الحد الأدنى للحسابات ويرن & # 8217؛ ر عالية جدا.
المفقودين والمعلومات المضللة.
يا جيا، شكرا على المدخلات الخاصة بك. تبحث دائما عن وجهات نظر مختلفة.
كجديد & # 8220؛ تريد أن تكون & # 8221؛ المستثمر على الانترنت، والتي هي أفضل شركة حتى أستطيع الحصول على المشورة بشأن كيفية الاستثمار عبر الإنترنت ؟؟ هل أي واحد منهم اقول لكم كيفية الذهاب نحو ذلك ؟؟
يا بروس. تقدم كستريد المساعدة المهنية بشكل واضح بتكلفة، ولكن لديهم ترقية الآن حيث تحصل على الشهر الأول مجانا عند فتح حساب تدار مهنيا معهم. ولكن هذا هو لهم إدارة أموالك. بقدر تعليمك كيفية الاستثمار، وهذا هو طيف واسع جدا. لوت & # 8217؛ ق منهم سوف يكون أدلة مجانية ومثل ولكن إذا كنت تريد معرفة متعمقة معظمهم سوف تريد المال، أو إدارة أموالك أنفسهم مقابل رسوم.
مرحبا، أنا مبتدئ الأسهم بيني التاجر (0.50- $ 10 الأسهم هو ما سوف أكون التداول) وأنا تواجه صعوبة في اختيار وسيط. كنت ذاهبا للذهاب مع وسطاء التفاعلية ولكن في تطبيقها يجب أن يكون لديك صافي الدخل & غ؛ 40000 دولار أمريكي لفتح حساب الهامش (أعيش في كندا بحيث سيكون حوالي 50K $ بالنسبة لي) وأنا حاليا دون & # 8217؛ ر جعل ذلك. الحد الأدنى للإيداع ديسن 't المسألة كما يمكنني إيداع أكثر من 10K $ الحاجة. أنا في الغالب المعنية مع 5 أشياء: 1) تكلفة التجارة، 2) إعدام سريع، 3) الأسهم المتاحة قصيرة، 4) أن تكون قادرة على رؤية بسهولة P / L الوقت الحقيقي، 5) بما أنني سوف إيداع في دولار كندي و تداول أسواق ناسداك و أوتك وأعتقد أنني سوف تضطر إلى تحويل إلى دولار أمريكي، لذلك سوف تحتاج إلى معدل التحويل المنخفض.
لدي البرنامج ستوكستريد لذلك أنا دون & # 8217؛ ر تحتاج إلى أي ميزات البحث. مجرد وسيط جيد لأوامر صارمة.
يا جوستين! هذا يعتمد حقا على عدد من الصفقات سوف تكون جعل. سكوتيا إتراد إذا قمت بإجراء 150 الصفقات ربع لديه معقولة جدا $ 4.95 رسوم مسطحة، وأسعار الصرف الخاصة بهم لائقة إلى حد ما. أن يقال، كيستراد يفوز كثيرا في كل نقطة واحدة كنت قد سألت عنه. مع برنامج ميزة كويستراد، يمكنك حفظ طن من المال على عمولات (إما اختيار 1 سنت حصة 6.95 كحد أقصى أو 4.95 رسوم مسطحة) واعتمادا على كم كنت التجارة، يمكنك أيضا الحصول على حزم السوق المتقدمة مجانا (وهذا هو ما تحتاجه في البداية الحصول على لجان حزمة ميزة). أنا لا & # 8217؛ ر قصيرة بيع الكثير من الأسهم، ولكن أستطيع أن & # 8217؛ تصور سيكون لديك أي صعوبة مع كيستراد في هذا المجال. منصة كسترادس إق حافة لديها الحية P / L شريط في الجزء العلوي منه أن التحديثات كلما كان هناك تغيير الأسعار في الأمن الذي تملكه. أنا & # 8217؛ لقد كان مع كيستريد لأكثر من 5 سنوات منذ قادمة من يب ولم يكن لدي أي مشاكل.
إذا انضممت إلى كيستراد، هل يمكنني شراء الأسهم و إتف & # 8217 في كندا والولايات المتحدة الأمريكية والدولية (في الخارج، حتى إذا تم إدراج أسهم الصين في كندا أو الولايات المتحدة الأمريكية)؟

مراجعة كستريد.
كستريد هي أكبر شركة سمسرة على الإنترنت في كندا وأكثرها شعبية في عام 2018. تأسست في عام 1999 وتقدم مجموعة كاملة من منتجات وخدمات الاستثمار / التداول لكل من المستثمر العادي وكبير المتداول النشط.
وكانت رحلتهم من صناعة الضحك الأسهم في السنوات الأولى إلى مكانها الحالي فوق الميدان، على الدوام، كأفضل شركة الوساطة في كندا (التي استشهد بها غلوب والبريد، مجلة مونيسينز، والتصنيفات ديلويت السنوية) كانت واحدة طويلة ورائعة .
ضمن هذا الاستعراض المتعمق كيستريد وسوف استكشاف مجموعة مثيرة للإعجاب من العروض والنقاش إذا كنت يجب الانضمام.
رمز عرض كستريد.
استخدام رمز العرض: كندا للحصول على 50 $ مجانا من كستريد.
العمولات & أمب؛ الرسوم.
رمز عرض كستريد.
الجدول أعلاه يجب أن يكون غلانسد مرة أخرى! انها ليست خطأ مطبعي، ولا مبالغة! تقدم كستريد أرخص الصفقات في كل فئة استثمارية تقريبا في كل من كندا. هناك هيكل التسعير لم يتغير منذ إنشائها وهو مثير للإعجاب بحيث أنه في الواقع تشجع المستثمرين الجدد والصغار على القفز في لعبة الاستثمار في حين أيضا جذب المستثمرين الساخطين من شركات الوساطة الأخرى.
كستريد مريح يمكن أن تغطي جميع رسوم نقل التي تفرضها المؤسسات المالية الأخرى إذا كانت مهتمة في نقل حساب التداول الحالي لهم. وهذا يجعل الجاذبية للانضمام أكثر محيرة.
لتداول الأسهم، وتقدم كستريد هيكل التسعير الديمقراطي فريدة من نوعها. على المدى الطويل، وأقل نشاطا، والمستثمرين لديهم الخيار الشعبي من 1 و المائة. للسهم الواحد مع الحد الأدنى من تهمة 4.95 $ / التجارة والحد الأقصى للسعر العمولة 9.95 $. التجار النشطون & # 8212؛ أولئك الذين يحققون تداولات عالية الحجم & # 8212؛ يكون اختيار 1 و المائة؛ للسهم الواحد (1 و سنت؛ الحد الأدنى / $ 6.95 كحد أقصى)، أو 4.95 $ رسوم عمولة السندات المسطحة. يمكن لجميع أصحاب الحسابات التبديل بين خيارات التسعير هذه في أي وقت. ولكن كن على علم بأن التحول إلى برنامج التاجر النشط ينطوي على الاشتراك في واحدة من العديد من خطط بيانات السوق المتقدمة.
منذ عام 2018 تستمر كستريد ليس لديها أي عمولات على شراء صناديق الاستثمار المتداولة (صناديق المتاجرة). إتفس مجانية للجميع. وقد أدى ذلك إلى تغيير جذري في وجه استثمار المؤشر نحو الأفضل. وقد فتحت عالم جديد كليا لأولئك الذين يفضلون شراء على أساس شهري للاستفادة من متوسط ​​تكلفة الدولار. كما أنه يجعل الفائدة المركبة وإعادة التوازن المحافظ أن أكثر حلاوة.
في حين أننا على موضوع إتفس، العديد من شركات الوساطة الأخرى (بما في ذلك البنوك) لا تزال تفرض رسوما على صفقات إتف، الغريب بما فيه الكفاية، وضمان غير موصى به & # 8220؛ توقيت السوق & # 8221؛ كممارسة مشتركة من قبل العديد من المستثمرين الهواة في هذه المنافذ المالية الأخرى على أمل الادخار على تكاليف العمولة. ومن الواضح أن هذا لم يعد ضروريا أثناء الاستثمار في كيستراد. مع الكثير من التحول إلى صناديق الاستثمار المتداولة في هذه الأيام نظرا لانخفاض معدل وفياتهم ومتنوعة الوصول إليه & # 8217؛ ق رائع التنفس من الهواء النقي لتكون قادرة على القيام بذلك دون أي تكلفة. ويبدو أن جميع المؤشرات أن كيستريد كان أول وسيط خصم في كندا للقيام بذلك، وأنا أشيد بهم.
كستريد أيضا يجعل من الواضح بجلاء أنها لا تهمة رسوم الإعداد والرسوم السنوية، والرسوم الخفية على أي من الخدمات التي هي تغيير موضع ترحيب من القاعدة الصناعة. غير أنه ينبغي إعطاء ملاحظة خاصة لكيفية التعامل مع عدم نشاط الحساب.
على الرغم من أن كستريد تاريخيا لم تتقاضى أبدا رسوم عدم النشاط، إلا أنها قامت مؤخرا بتغيير دقيق لهذه السياسة. انها في الواقع ليست سيئة عندما كنت تعرف التفاصيل. إذا كان أي شيء هو & # 8217؛ s معقولة جدا. يمكن أن يؤدي تعديل السياسة هذا إلى خصم 24.95 دولارا (بدون ضريبة) في كل ربع سنة. ومع ذلك، فإن جميع أصحاب حسابات كيستريد، بما في ذلك الأسر التي لها نفس العنوان الفعلي (والتي يمكن أن تكون أيضا مجموعة من الغرباء عند استخدام برنامج ميفاميلي)، مع أصول أسهم مجتمعة لا تقل عن 5000 دولار معفاة من رسوم عدم النشاط هذه. ولا ينطبق هذا الرسم أيضا على الحسابات الخيرية أو حسابات الفوركس أو الأفراد الذين تبلغ أعمارهم 25 عاما أو أقل، وجميع الحسابات الجديدة مفتوحة لمدة 6 أشهر فقط. إذا، ومع ذلك، لا يزال هذا الرسم ينطبق عليك ثم ببساطة جعل واحد على الأقل التجارة القابلة للتداول في الربع (مرة واحدة كل 3 أشهر)، وسوف تحصل على تهمة. وعلاوة على ذلك، إذا كنت غير نشط لمدة ربع وتحصل على تهمة، ثم عن طريق جعل واحد على الأقل التجارة في الربع التالي سيؤدي إلى استرداد ما يصل إلى 24.95 $ في الصفقات خالية من العمولات كتعويض. عادل بما يكفي.
وبالنسبة لمعظم المستثمرين، فإن هذا التغيير في السياسات غير صحيح لأن أصولهم تكاد تكون دائما أكثر من 5000 دولار. وبالتالي فإن معظم الناس لن تحصل على اتهام هذا الرسم الخمول. كما أشرت من قبل، أعتقد أن هذا التغيير معقول تماما ولا يزال ميلا أفضل من جميع المنازل الوساطة الخصم الأخرى الذين لا يتقاضون فقط رسوم عدم النشاط، مع عدم وجود استثناءات، أنها تفعل ذلك بشكل أكثر تواترا (كل شهر) و تك على عدد لا يحصى من الرسوم الخفية التي كستريد لا.
حسابات جديدة.
هناك مجموعتان من الحسابات التي تقدمها كيستراد: الموجهة ذاتيا وعلى الانترنت الاستثمار المدارة.
الاستثمار الذاتي: هذه الحسابات هي لأولئك الذين يريدون السيطرة الكاملة على اتخاذ قراراتهم الاستثمارية. أنها سوف توفر لك أكبر قدر من المال، من حيث تكاليف العمولة. حساب الهامش القياسي (فردي) هو نوع الحساب الأكثر شعبية الذي يفتحه العملاء الجدد.
الاستثمار المدار: هذه الحسابات مخصصة لأولئك الذين يريدون كيستريد لإدارة جميع قرارات الاستثمار نيابة عنك، مقابل رسم سنوي اسمي. فهي تتطلب أقل قدر من الجهد من جانبك وتميل إلى كسب عوائد أعلى على المدى الطويل. من تحليل بلدي، يتم التعامل مع هذه الحسابات في الواقع من قبل الموظفين الحقيقي (قسم كويستراد إدارة الثروات) وراء الكواليس. تحت إدارتها، فإنها تنظر أهدافك الشخصية والقدرة على تحمل المخاطر لمطابقة وإدارة ورصد وضبط لأفضل الاستثمارات دون مشاركتك اليومية. كستريد يدعو هذه المحفظة إق.
حسابات كستريد.
الهامش القياسي:
كيان غير رسمي أو مشترك غير رسمي أو كيان رسمي:
الملكية الفردية، الشراكة، نادي الاستثمار، أو شركة مسجلة:
تفسا، رسب، ليرا، ريف، ليف، ريسب الفردية، أو ريسب الفوركس الأسرة (فكس) & أمب؛ عقد الفروقات (كفد) التداول.
تدار بنشاط من قبل الموظفين المعينين إلى حسابك @ كستريد.
يرجى ملاحظة، على عكس الموجهة ذاتيا، وإدارة الاستثمار يأتي مع السعر - $ 14 / سنة الحد الأدنى رسوم الإدارة. في رأيي الموجهة ذاتيا هو كل واحد سوف تحتاج من أي وقت مضى النظر في كيفية اتخاذ قرارات مستنيرة الاستثمار هو بسيط جدا حتى القادمين الجدد في هذه الأيام. وللمركب على ذلك، لا يكون للحسابات الموجهة ذاتيا أي رسوم (خارج لجنة التجارة المعتادة) المرتبطة بها على عكس أبناء عمومتها الاستثمارية المدارة. سأقوم بالتعمق في جانب الاستثمار المدار في قسم لاحق من هذه المراجعة.
متطلبات الإيداع الأولية.
على الرغم من اكتساب إمكانية الوصول الفوري بعد الانضمام (دون & # 8217؛ ننسى أن استخدام رمز العرض كويستراد: كندا للحصول على 50 $ مجانا أثناء الاشتراك)، يتم تنشيط حسابك. لتفعيل حسابك رسميا، حتى يبدأ التداول، مطلوب إيداع أولي.
بالنسبة للأسهم والخيارات، سوف تحتاج إلى الحفاظ على الحد الأدنى لرصيد الأسهم 250 $، بعد تلبية متطلبات الإيداع الأولي، للحفاظ على حسابك النشط في وضع جيد. ومع ذلك، إذا كنت تخطط لإجراء استثمار مدار، فستحتاج إلى الاحتفاظ بقيمة 1500 دولار أميركي (أو ما يعادله بالعملة المحلية) في قيمة الحساب بعد استثمارها. إذا انخفضت هذه القيمة إلى أقل من 1500 دولار أمريكي فسيتم تصفية استثماراتك.
بعد إزالة هذا الحد الأدنى للإيداع الأولي، ترسل لك رسالة بريد إلكتروني رسالة تأكيد. للتطبيقات حاليا سيتم الاتصال بك من قبل أحد ممثليهم مما يؤكد التداول يمكن أن تبدأ. ويستغرق الأمر حوالي 1-3 أيام عمل كيستراد لتلقي ومعالجة هذا الإيداع.
* الودائع بالعملات الكندية إلى النقد الأجنبي & أمب؛ CFD accounts are auto-converted into US currency.
Sign-up Process.
Opening an account with Questrade is a remarkably quick, intuitive, and painless process. It took me no more than two minutes to open a general account, which immediately gave me access to practice within trading platforms, and to post on their vibrant discussion forum. It took me under twenty minutes to open their popular individual margin trading account.
The online application requires your social insurance number (for reporting interest and dividends earned to CRA, but you are given the option, on the page, to not allow them to use your SIN), employment information (or source of income if unemployed), and a form of identification (e. g., driver’s license). And although they have an offline alternative that you can printout and fill in, I highly recommend their secure online process instead because it reduces the amount of write-in errors and legibility issues, and supports DocuSign for the online signature signing process.
One of the first things you are required to do when signing up is to define a user ID and password for your new account. Doing so provides the incredibly convenient ability to return to an incomplete application at a later time.
I found that sessions during sign-up time-out after 30 minutes of inactivity. This is more than enough time to collect required documents and credentials, and to review your inputted details for any mistakes.
Ways To Fund Your Account.
Accounts numbers consist of ten numerical digits (e. g., 12345678-90). This is a step up from their pre-2018 six character alphanumeric size, and as such it’s been reported that some external banks still enforce an eight character limit for payee accounts when you attempt to send money to Questrade. To get around this our readers have indicated that you only need to provide the first eight digits of your Questrade account number. Using this helpful workaround your funds will still be delivered successfully.
When making a deposit using online banking or via Interac you should keep in mind that it’s not possible to send USD to your Questrade account — only CAD. This is due to a limitation of EFT at the issuing bank, not Questrade. All the other funding methods shown above support the ability to fund your account with either CAD or USD. Withdrawals of USD funds from your Questrade account to a USD bank account works perfectly fine.
If you need to deposit USD currency right away and none of the methods above fit your needs, you still have few more options: You can convert your existing CAD balance, held within your Questrade account, to USD using the Exchange Funds tool (found under Requests ). This can take up to 24 hours to process. Or, you can take advantage of Norbert’s Gambit (see the FAQ)! Successful conversions have been confirmed by readers of this Questrade review.
Before withdrawals can be initiated, Questrade requires that you provide a void cheque or a pre-authorized deposit agreement form signed and stamped by your bank. This only needs to be done once per bank account. It takes roughly three business days to process a withdrawal and for the funds to arrive into your bank account.
Member’s Account.
Your account’s primary control portal is known as myQuestrade (alternatively, Questrade Account ) and it is a beautiful experience with well thought out organization and visual appeal. There is a lot of love put into this portal, providing a consistent fully immersive and responsive experience. I found that it worked seamlessly with every smartphone, tablet, laptop, and desktop I could throw at it.
This portal fully integrates trading and account management together effortlessly. It gives immediate access to buying and selling securities, working with research tools, using a bustling library of partner apps (and developer’s API) on any of your devices, viewing your account activity, analyzing balances and positions, managing your personal details, viewing statements, making fund transfers in & out of your accounts, uploading & downloading your documents, exchanging CAD/USD currency between accounts, taking corporate action on shareholder communications, transferring positions, opening additional accounts, retrieving tax slips, exercising options, interacting with mutual funds, and more.
Once your account is activated for trading you are conveniently asked when you log in for the first time to select a default home base. A home base is where you would like Questrade to directly place you each time you log in. You have a choice of either your account management page or the online trading platform. This is definitely a helpful time saver, but, if necessary, you can jump between each via an always-visible top menu bar. And you can change your home base at any time from the Settings page.
They also have several self-help areas, including a robust learning centre of ebooks (e. g., options strategies, and Forex & CFD trading), fact sheets, an in-depth glossary, and a very active online community discussion forum called The Exchange . The Exchange is where you’d want to hangout, ask questions among other engaged investors, share expertise, and browse a growing library of how-to resources and help guides. I found this area to be very enjoyable, especially because so many were sharing incredible investment advice and unique tips that I may not have discovered in other ways. A welcome surprise was seeing Questrade’s representatives so consistently involved in this forum’s discussions.
Located under the Reports menu option are a slew of subcategories providing details about trading and general account activity. Some of these subcategories include: Investment Summary (pictured above), Trade Confirmations , Account Activity , Statements , Investment Return , and Tax Slips . Collectively, these reports allow you to explore all of your investments (stocks, funds, bonds, etc), buying power, total equity, current cash balances and positions (in CAD and USD), and more.
Your trading history is maintained for 36 months while eStatements, generated monthly, are stored for 7 years. Tax slips (e. g., T3, T5, T5008) are also made available electronically for each year.
New statements are published on the 15th of each month and made available for immediate download as PDF files. These reports have improved dramatically over the years and contain a rich tapestry of useful colourful charts and graphs to make it easier to understand your performance to-date and compare it against previous years. Going further, these statements are very detailed, and very carefully constructed not to just be intuitively understood by the layman investor, but goes in-depth to provide breakdowns of the month’s activity details, a summary of all trades settled by the end of that month, conversion rates, allocations, current and historical rates of return, dividend distributions, and special notes from the brokerage.
Because I view myself as an average investor, the styling approach laid out in these statements are an excellent bonus offered by Questrade.
Although Questrade highly endorses the viewing, downloading, and/or printing of monthly statements online as PDF files, and provides them free of charge, they still offer the alternative option of mailing out paper statements. This alternative, however, does cost $20 per statement. If you still prefer these hardcopies, then you can put in a request directly by phone or through their live help chat window.
Dual Currencies.
Questrade’s margin and registered accounts are comprised of two sub-accounts — one that holds Canadian funds, and the other for holding U. S. funds. This is incredibly convenient since it stops unnecessary automatic conversion charges, common at virtually all other brokerage firms, when trading U. S. instruments. Questrade does not do automatic currency conversions. Other brokerages, on the other hand, do this simply because it maximizes their profits. Good for them, bad for you.
For example, with Questrade things like U. S. dividend income from U. S. traded stocks will remain as USD and automatically be deposited into your U. S. sub-account. The same is true when funding your margin (or registered) account by either currency type; the funds will automatically be placed into the associating sub-account of the same type.
Funds can be moved between sub-accounts using Questrade’s Exchange Funds feature, but just take careful note that by using this tool it will involve a conversion based on the spot rate at the close of market in Toronto plus a spread fee. This spread fee is 1.99% for both margin and registered accounts. If total equity exceeds $100K, however, this fee drops to 1.70% for margin and 1.00% for registered accounts. If converting between USD/CAD, a better approach would be to use the Norbert’s Gambit technique because it eliminates almost all currency exchange fees. Please see the FAQ for more details.
An interesting related note is that Questrade continues to be the only brokerage in Canada to allow dual currency (CAD and USD) to be held concurrently inside registered accounts (i. e., TFSA, RRSP, RESP, RIF, LIRA, LIF) at no cost which in and of itself will save a colossal amount of money from unnecessary conversion fees. And whereas other brokerage houses do routinely charge annual fees for just having a registered account, Questrade doesn’t charge an annual fee at all; allowing your yearly contributions to grow with maximum efficiency.
منصات التداول.
Questrade has four trading platforms: Trading with Questrade , a fully functional web-based trading platform for Windows/Macs/Linux desktop users, as well as for mobile devices; Questrade IQ Edge , a streamlined desktop-based trading platform for Windows 7/8.1/10+ and macOS 10+; Questrade Mobile , their mobile entrant into the field of on-the-go trading, for iOS and Android; and Questrade FX Global , their web-based forex & CFD market trading platform for most desktop and mobile users.
This entire suite is free to use and practice accounts (with virtual money) are available without even having to activate a real trading account. Many of these platforms include snap quote live Canadian/U. S. streaming level 1 data, a charting package, research tools for fundamental and technical analysis, and more. And although it is made available for free, these platforms can be upgraded to include one of three data packages or add à الانتقائية.
Now, let’s probe deeper into each of these unique platforms in turn and see what they have to offer.
Trading with Questrade.
This is Questrade’s most popular free trading platform. It serves as the primary trading gateway for most users entire investing experience. It also serves as Questrade’s answer for those who, for one reason or another, may not have access to (or be compatible with) their Mobile or IQ Edge applications. As such, this trading platform is what Linux users turn to when needing to trade stocks, ETFs, and options.
Trading with Questrade is craftily integrated into the Questrade Account portal and is reachable through the prominently displayed green Trade button located at the top menu bar. For convenience, this platform can be set as your home base when you log in. This platform is a fully compliant HTML5 browser-based responsive experience, it does not require a download, nor any third-party add-on, to be fully functional.
Taking a spin with this platform was an incredibly liberating experience — an excellent amalgamation of power and usability. It’s very featured-packed. It also introduces the concept of Gadgets into the platform lexicon. A gadget is an arrangeable user-customized view into your trading/market details. Some of these gadgets include: activity (a logs viewer), balances, time & sales (current global activity of a stock), level 1 quotes, level 2 quotes (if you’d paid for this extension), news, orders, charts, position summary, and a watch list. Any custom changes you make to your platform layout are automatically saved and restored when you re-log back in.
This platform was surprisingly lightning fast and responsive in every web browser I tested it in. Memory and CPU footprint usage was astonishingly small despite the depth of options, activity, and functionality it had to offer. I also found that sessions don’t appear to have any inactivity time limit.
A nice bonus feature of this platform was being able to start a trading task on one device (e. g., a home PC) and effortlessly shift to another device (e. g., smartphone or tablet) to complete it. This is an invaluable little addition because it can allow one to carefully construct lengthy trading procedures while permitting free movement during busy schedules. Additional bonus points also have to go to their clever use of green and red colouring in real-time to help more easily distinguish stocks and options price variations as they happen.
Impressively, this web-based trading platform has almost all the features found in IQ Edge, its bigger brother in this family. Notable differences include the lack of multiple workspaces, heat maps, and surprisingly, the inability to change color themes — you’re stuck with that white look, unlike IQ Edge which has selectable themes. So, if you feel you may need one or more of these missing features then I’d recommend you use their desktop-based IQ Edge platform instead.
Questrade IQ Edge.
Questrade IQ Edge is the big boy of this suite. It comes as a free install-based native PC (or Mac) desktop application. And although it is commonly used by many investors, regardless of experience, this platform was specifically engineered to cater to active and professional traders.
Interestingly, Trading with Questrade and IQ Edge share many features in common. But I did find the following unique differences.
IQ Edge allows for an unlimited amount of workspaces. A workspace is a screen area allowing one to open and customize a new set of gadgets or windows for a particular targeted purpose that suits a trading environment style. Multiple navigable workspaces is a valuable asset for active traders.
Other key differences I uncovered was that IQ Edge offers significantly more advanced options for order entries, such as conditional orders (e. g., trigger orders at a specific time, price, or volume automatically), creation of bracket orders, more extensive alerts, and multiple order entry windows. This platform also includes more extensive research tools and heat maps.
I also discovered a few subtle differences as well. IQ Edge allows for extensive gadget customizing, which takes them well beyond what is possible in Trading with Questrade. Most of these customizable features, however, are visual (e. g., drag-drop, resize, custom colourizing, blinking text). It depends on the gadget. Curiously, gadgets don’t have a snap-to feature and so they do not auto-arrange when the main application window resizes. It’s a bit annoying but not a deal breaker because most people just position their gadgets at a particular spot and maintain the application window at a set size.
Interestingly, any gadget customization you make in IQ Edge does not transfer over to their other trading platforms (assuming the same gadget exists), and vice versa. Ticker symbols and the related data inside gadgets (e. g., alerts), however, are properly maintained across different trading environments.
Thankfully IQ Edge incorporates different user-selectable colour themes, ranging from dark (default), light, and a sky blue. This is a welcome change from the screen burn-in white theme that their other trading platforms (excluding FX Global) are unfortunately hardwired to only use.
One additional allure of IQ Edge is that it gives a trader the sense of comfort knowing their platform’s trading activity will not be delayed or experience hiccups as might be the case if using a web browser. When speaking with Questrade’s technical staff, I was told that this platform is written from the ground up using optimized C++ code and deployed specifically for Intel processors, ensuring the speediest of responses for the most serious of traders. Unfortunately, at the time of this writing there is no 64-bit version for IQ Edge on PC platforms. For Macs it is natively 64-bit. Don’t get me wrong, this will still run perfectly fine on 64-bit Windows-based PC systems. It just won’t be running as efficiently as it could be. Here’s hoping in the near future an optimized 64-bit Windows version of IQ Edge will be made available.
Questrade Mobile.
Because many of us spend a lot of our time on mobile devices, it only makes sense that we want to be able to swipe, tap, and invest on-the-go as well. Questrade Mobile fills that void.
This free platform is a surprisingly very powerful, very capable mobile trading platform. Operating anywhere at any time, this app is available for iOS and Android devices from their respective app stores. The visual layout and organization of features is very well thought out — I can navigate and use the app with intuitive ease. And although they conveniently provide an interactive help tool I found there was little need to use it.
Questrade had originally planned to release a similar version for Windows Phone and Blackberry but, understandably, due to those aforementioned device’s almost non-existent market share, the idea was scrapped late in the development cycle. As such, users with those devices, including Linux, will need to use the browser-based alternative trading platform: Trading with Questrade.
I found Mobile’s feature set to be nearly identical to their Trading with Questrade platform, but with visual tweaks to better suit portable device operability. You can even perform account management actions directly within the app.
After using this platform for several days it’s clear to me Questrade is continuing to aim Mobile to be as feature-rich as IQ Edge over time so that even active traders can be less dependent of their desktops. I’m sure this will be greeted with overjoyed smiles by those traders who have been yearning to be more fully unshackled from their IQ Edge dungeons. On-the-go is here to stay so it only makes logical sense that Questrade will be continuing their trend of integrating more Edge-like whiz-bang functionality into Mobile, possibly surpassing their web-based sibling over time.
There is no question that Mobile is an integral component to Questrade and quite possibly view it as the most important in this entire platform suite, in terms of long-term growth, since most people will continue to be looking to their phones (and other portable devices) as their primary hub to the markets.
Questrade FX Global.
This is their free specialty web-based platform geared specifically to foreign exchange (FX) and contract-for-difference (CFD) traders. For the curious, FX contracts and CFDs are over-the-counter derivatives. FX Global gives you the ability to speculate on the price movement of currencies, energy, agriculture, metals, and equity indices from one account.
FX Global lives and breathes within the web browser. And my tests found the interaction to be seamless across every device I checked. That includes: PC, Mac, Linux, and mobile devices.
The platform conveniently tracks all trading activity in real time. I could execute trades from live bid/ask quotes just with a simple click or tap at any time. I was also able to keep tabs on open positions, watch for instant profits and losses, view account balances, and analyze historical activity, all on-screen.
Other positive noteworthy features in my evaluation include the ability to switch environment themes (i. e., dark or light), up-to-the-minute embedded news, research tools, technical analysis indicators, watch lists, and push notification alerts to your phone.
I found this platform to be designed very well and I could long and short hundreds of global currency pairs and CFDs with ease. The entire experience was surprisingly much more natural feeling than I was expecting; and this is coming from someone who has very little prior experience in the FX & CFD markets. Trading within the platform can be done 24 hours a day from Sunday evening to Friday afternoon, but, if necessary, existing forex account holders can also place orders for free over the phone.
ادوات البحث.
One of the keys to successful investing is through tenacious market research — doing your homework. And so, while compiling this review I felt an honourable nod should be given to Questrade’s stand-out research tools: Market Intelligence and Intraday Trader .
When you login, both tools are found tucked away under the Market Research menu selection.
Market Intelligence is the place to go when you need to get the latest market news in North America, Europe, and Asia as it happens. With research data and ratings provided by MorningStar, I was able to successfully look up a lot of valuable material (e. g., reports, earnings) on whole industries, companies, and specific stocks without having to leave my account. There is also a very useful criteria-based email alerter to keep track of stocks. You can set it up to alert you on price changes, volume fluctuations, bid sizes, and more.
The other research tool, Intraday Trader, is a comprehensive technical analyzer that monitors the NSYE, NASDAQ, AMEX, TSX, TSX Venture, and ARCA. By providing an event triggering watch list (pre-set or custom), it’s able to scan those markets and cross-reference technical patterns of interest throughout the trading day. When a target has been triggered I get notified with charts and a description on what caused it and why. It’s clear that the goal of this tool is to give you a heads-up on potential trading opportunities as they are happening. Interestingly, I began noticing over the following days that I kept returning to use this tool and adding more refined complexity to my event triggers. In short, using this tool can become quite addictive.
Managed Investing (Portfolio IQ)
Self-directed investing (aka DIY trading) is offered essentially by every discount brokerage in Canada and has been a popular choice by the general public due to the cornucopias of easy-to-use tools and support made available to investors desiring complete control over every aspect of their financial interests. With this style of investing, customers have always been able to sculpt their own investment strategy, define their portfolio, buy and sell securities, and more.
However, another option exists. For those with very little time, while continuing to carry big investment ambitions, Questrade introduced Portfolio IQ , the alternative to self-directed investing. Really known as managed investing, Portfolio IQ takes away the stress of investment decision making, such as asset allocation and re-balancing, and puts this work into the hands of experienced portfolio managers of their Questrade Wealth Management division.
Who doesn’t want to take it easy and watch their money grow towards financial independence with little effort? It’s a dream come true! However, the difficulty lies in trying to figure out how exactly to do that. This is where I feel Portfolio IQ comes to the rescue.
I discovered that Portfolio IQ was Canada’s first online wealth management service. Another accomplishment by Questrade. When speaking with one of their managers, he expressed that the advent of Portfolio IQ is to grow and become a definitive market disruptor. To make managed investing accessible to everyone. He went on to say that because managed investing has typically been an exclusive club for the very rich, their goal was to hark back to their motto of unlocking all things restrictive to the masses by doing away with convention. That’s a bold statement. So naturally I signed up for an account and had a look around.
Opening a Portfolio IQ account is straight-forward and only requires an initial deposit of just $1. As an extra bonus, this review’s Questrade offer code — also known as a Questrade referral code — can be used when opening a managed account to receive a free cash bonus. Once open you’re taken through a quick, simple to use point-and-click/tap questionnaire to set up an investor biography that identifies your risk tolerance, existing financial circumstances, market knowledge, and investment ambitions. This is all used to help crystallize the best portfolio that will matter to you. If your goals change, then you can adjust your biography to keep things in balance, which will then automatically update your underlying portfolio model accordingly.
ETF Portfolios.
There are five portfolios and they all deal exclusively in ETFs. Composition is an assortment mix of sectors, markets, and countries.
Further, each of these portfolios have three tiers. Each tier has a different set of sector-specific and country-specific ETFs. It is your account asset value that determines which tier position you’re automatically assigned within the portfolio you’ve selected.
هيكل الرسوم.
Although it only requires $1 to open a Portfolio IQ account, your money sits uninvested until it reaches at least $2,000. Once that threshold has been reached, your money is automatically shifted into your selected portfolio, and your very own assigned team of specialists will begin actively managing and adjusting your portfolio as opportunities arise in the markets. I found they vigilantly kept re-balancing assets to stay within my risk tolerance without any daily involvement on my part, which was nice.
I didn’t find any trading or trailing commission fees. I did uncover a nominal annual management fee, however, which varies based on your existing total account asset value. This fee only gets charged when you have at least $2,000 in savings within your managed account. If it does apply then it’s broken up and charged proportionally on a quarterly basis. Relative to other brokerages and banks, this management fee is by far the lowest I’ve seen.
With the added benefit of taking full advantage of tax-loss harvesting, and providing a last quarter management fee refund guarantee if you’re not fully satisfied for any reason, Portfolio IQ is an extraordinary entrant into the managed investing arena. It has that perfect resonating mix all investors, big and small, crave when they daydream of an unshackled financial tomorrow.
IPO Centre.
Participating in initial public offerings (IPO), secondary issues (additional shares/bonds offered by a public company), and structured products has always been the holy grail for many investors due to the incredible euphoric frenzy of the 1990’s internet IPO boom, and recently with the bitcoin cryptocurrency mania (via Initial Coin Offerings).
Because IPOs usually tick up on first day closings, it makes total sense why so many want in — it’s a quick way to make an easy buck! However, due to the natural laws of supply and demand, interest in these new issues almost always outstrip the quantity made available, and therefore only insiders, well-connected bigwigs, and the very wealthy are usually the only ones who are granted access. Nepotism and cronyism at its undemocratic finest.
For generations the general public has had little access to IPOs. There was a brief moment in time when Wit Capital, an internet startup of the 90s, briefly unlocked this secret world, but it was short-lived.
Questrade became one of the new Canadian trailblazers to usher in a sledgehammer back into this world for the masses by introducing their IPO Centre. This centre is a very welcome sight and seems well positioned to grow into something incredibly special.
Type of Offerings.
The Questrade IPO Centre showcases newly available issues of Canadian equity, fixed income, and structured notes. For historic reasons, they also give access to a detailed back catalog of previous offerings. Each IPO’s respective fact sheet, investor summary, terms, preliminary and final prospectuses are also readily available.
Although the IPO Centre mostly has Canadian offerings, U. S. IPOs do show up from time-to-time as well. Due to Canadian security regulations though, U. S. and other foreign-based companies must file their prospectuses in each province individually in order to be sold to residents of that particular province. Since many companies in the United States may feel that doing an IPO in Canada could be an added expense (e. g., listing fees, legal fees, French language requirements), and that domestic demand in the U. S. is already strong enough to satisfy the capital they’re seeking to raise, it’s only logical that most offerings you see listed in the centre are Canadian by nature.
Fun fact: TSX has a very large mining focus. This is because many international mining/resource companies file a prospectus, raise money, and choose to be listed here in Canada.
Registered accounts (e. g., RRSP, TFSA) are also eligible to hold the vast majority of IPOs and treasury offerings. Some IPOs, however, may not be eligible due to their company/offering structure and how widely held it is.
My only complaint is that the number of IPOs to select from isn’t as bountiful as I would prefer it to be. I am not sure if this is due to the unseen battle that they surely must have with underwriters to be granted access to new filings, or if their staff is just being lethargic in pursuing more pickings.
How To Take Part.
The IPO Centre is reachable on your desktop/laptop , smartphone, and tablet. When you see an IPO or other new issue you like, it’s a simple click/tap of the Buy button found next to that offering. Alternatively, you can call their trade desk to put in a request. All IPO and secondary offering purchases are commission free.
Once your order has been placed, this is referred to as an “expression of interest”. An expression of interest makes Questrade aware you are putting in a commitment to buy a number of shares. This does not guarantee, though, that you will actually get any or all of the shares you’ve requested.
When placing an expression of interest on their website, the trade desk contacts you to confirm the order within an hour. In rare cases I found it took up to 24 hours.
There is a $5,000 minimum requested amount for submitting an IPO order. Some companies going public may even ask for an amount over and above this, but the majority of the time it won’t be above the $5,000 Questrade minimum. Once the order is confirmed, Questrade passes along your interest to the offering’s underwriter.
For instant notification of newly announced IPOs and secondary issues, I recommend subscribing to their mailing list known as the IPO Bulletin . Surprisingly, I found that notifications arrived roughly thirty minutes sooner than the time it took for new issues to appear on the centre’s front page. That revelation can potentially lead to unique first access opportunities. لطيف!
Canceling a request can be made within two business days (this may vary depending on the province) of receiving, or deemed receipt of, a prospectus and any related amendments (found at the online centre).
Processing Time & توزيع.
Processing time for orders can vary but usually it takes around three weeks from when the underwriters first launch the IPO and when the offering closes. Times can be shorter when dealing with some secondary offerings and preferred treasury shares. Once allocations from the underwriter are received, Questrade informs customers via email or phone.
Allocations, however, may be distributed on a pro-rata basis if an IPO is oversubscribed (the number of shares requested by all interested parties is greater than what Questrade received), and so, as mentioned earlier, your original request amount may not necessarily materialize to what you actually get. For example, if Questrade receives a 50% allocation on their total order amount, they would then allocate only 50% to your original order request.
خدمة الزبائن.
Customer services are the make or break for practically every company, irrespective of the industry they’re in. If customers have an issue, be it executing a hanging order, a problem with account management, or just to get in touch to have someone walk them through a task, it’s critical that customer service be attentive, knowledgeable, and understanding. You can have all the best technology and intuitive user experience in place, but if you lack basic customer service support, you’re company is doomed.
Now let’s delve into Questrade’s customer service experience so I can give you my impression on their online and offline (i. e., telephone) efficacy.
Most people will likely prefer to communicate with Questrade through online means. As such, you have a few options: Email, and Live Help real-time chat.
Email response times were relatively quick. I sent four different emails regarding four distinctly different issues, and their reply times varied between one hour and eighteen hours. That’s pretty good. Their response content was very good as well. Nothing was canned, which is common when dealing with other companies over email.
As for the online chat feature, while putting this review together I noticed that Questrade had repeatedly repositioned their live help’s green Chat button. I figure it’s probably because they are still finalizing on the best placement for it. But nonetheless, their chat button tends to be conveniently a fixed overlay on the right corner of most pages. It’s operational from Monday to Friday (excluding holidays) from 8:00am – 8:00pm ET. When clicked it brings up a pop-up window.
After speaking with several online representatives — those who deal with potential new accounts and others who deal with existing accounts — I found them to be very well-informed, professional, and quick in their responses. They also took the extra time to provide external web links (those found outside the Questrade domain) for further reading which was a nice bonus. If the chat feature is unavailable (e. g., weekends, holidays, or outside service hours) you’re still able to leave a detailed message. When I tried this, I did receive a decent response when a representative returned.
For customer support over the phone, they are available Monday to Friday, 7:30am – 8:00pm ET. For forex trading, they are open much longer, including Sundays. When I did phone in, I found that they support English, French, and Mandarin languages. Coincidentally, being trilingual I was able to speak to representatives in all three languages. Hold times varied based on what I was calling about. During midday on a workweek I found the wait time for a new customer to be about one minute. When calling in as an existing customer, the wait time was much shorter. This may be coincidental, but I also found that using their live help was much quicker than calling into their offices. Overall, speaking over the phone with their different departments was a very relaxing and helpful experience. They know their stuff! And not once did I feel they were rushing to get the conversation ended quickly. It felt like I actually mattered.
Questrade has partnered with several financial service providers to help enhance your investment experience through third-party apps. Types of partner apps include trading platforms, stock pickers, performance recorders, statistics analyzers, portfolio monitors, etc. Once you grant permission to an app, it can access your account details (personal information is still kept private), retrieve market data, and assist you with placing trades through your Questrade brokerage account.
Granting permission to a third-party app is as simple as finding an app of interest within the App Hub library, clicking the Add to My Apps button, generating a special (and necessary) authorization token, downloading the associating partner’s app (and/or signing up for an account via their website), and then inputing your generated authorization token within the app.
The only apps authorized by Questrade are the ones listed in their library. If a third-party app is not listed there, then that specific app will not have access to your account. In other words, you cannot arbitrarily generate a generic authorization token for an unauthorized app.
Interestingly, you can create and register your own app and become a partner with Questrade. I will discuss this in more detail under the Developer Platform section of this review.
One strange quirk I did find, when you add a partner app it became difficult, if not impossible, to return to the App Hub library at a later time to add another app. Why Questrade didn’t add a navigable link back to the library on the My Apps page — if you’ve already added at least one app — is beyond me. Either this is an oversight, or a bug. I’ve reported this problem to them. Hopefully they fix it soon because the only way I could figure out how to return to the App Hub library was to remove all my apps. That’s very inconvenient. By the time you read this review it will probably already be fixed.
Beyond that little issue it was really fun and quite advantageous to have access to so many third-party apps.
Questrade’s security measures have improved dramatically over the years. They use an impressive 256-bit SSL class 3 extended validation for both logging in and trading. Extra security during the login process can be provided by enabling two-factor authentication. For those unfamiliar, two-factor authentication is an additional security layer which requires not just a username and password, but you must also use another device that you currently have in your possession — typically a phone — to input a special code shown on that device during the login process.
Questrade has an online security guarantee which insures investors against unauthorized transactions which result in a direct loss. This security guarantee, however, doesn’t extend to intruders breaching accounts on your end (i. e., browser vulnerability, PC/Mac infection). In other words, if there is fraudulent activity and it’s proven to be due to the negligence of Questrade they are in a position to cover your loss at 100%.
They are a CIPF (Canadian Investor Protection Fund) member, and so all Canadian investors are covered up to $1,000,000. They are also members of the IIROC (Investment Industry Regulatory Organization of Canada). For claims that exceed $1,000,000, Questrade offers extended private insurance up to $10 million. You will need to contact them directly by phone for more details in getting this extension set up correctly.
Other noteworthy features: When joining, you must provide at least two security questions and answers — one of which gets asked when you attempt to log into your account from an unrecognized device. Once signed into your account your last login information is prominently displayed at the top-right corner with the date, time, device used, browser user agent, and the operating system of who last accessed your account.
And lastly, a special appreciation goes out to the ability to set up a personal identification number (PIN) from your customer profile page. This PIN is optional, but is used to make it quicker to identify you when phoning in. You still have to provide other information about yourself when speaking to a representative, but the verification process is much quicker. I found this very handy, especially because I had to call in several times to better review their customer service.
Developer Platform.
Developers interested in writing their own applications or using tools from other third-party vendors can rejoice because Questrade has their own application programming interface (API). It’s free to use and can execute, modify, and cancel stock & option orders on Canadian and U. S. exchanges; retrieve balances, and positions as far back as sixteen months; and fetch delayed and real-time market data. Their SDK with sample code is available for download in C++ and C#.
After a quick glance over Questrade’s very clean online API operations documentation, within ten minutes I had created my first, fully functional application in Microsoft Visual Studio C#. It’s very easy to make an app! I also love how they give access to a practice server for testing applications on. And once I had fixed all my bugs, I then was able to switch over to the live server. Very smart!
Questrade implements Representational State Transfer (REST) for reading and writing data, and the OAuth 2.0 authorization framework for their security protocol. Everything communicates through HTTPS only. The great thing about using REST and OAuth is that development time is significantly reduced, as was evident by the time it took for me to make my first app, because they are widely used, simple to understand, standards for a lot of online development.
I noticed there is an option to partner with Questrade so that your application can extend beyond your app’s library, and be made available to every Questrade customer. I did not test this feature because my application was just a simple proof-of-concept for this review, but I did speak with a technician who told me that there is no cost when partnering. Your application goes through a thorough quality assurance review, and if they feel your app will enhance their customers’ experiences, they will happily add it into the App Hub. Please note, though, if you develop a trading platform where your users make trades within your app on the live server, then your users will still get charged the same commission fees that they would have paid if they were using one of Questrade’s standard trading platforms.
استنتاج.
My journey through the expansive financial world carved out by Questrade was a very enjoyable one. Although their list of achievements include free ETFs, very mature trading platforms, quality customer service, IPOs, and a comprehensive developer platform, their most impressive feature has to go to being able to execute trades as low as 1¢ per share (1¢ minimum for active traders; $4.95 minimum for non-active traders).
It has been decades now and Questrade continues to carry the honour of being Canada’s lowest cost discount brokerage company. Questrade’s low commission rate is so good it serves as an enticer to make more trades more often and not have to hesitate by attempting to time the market in hopes of lowering commission costs.
In MoneySense’s Canada’s Best Online Brokerages article, Questrade was top ranked as the best in terms of lowest fees and lowest commissions. They also received honourable mentions as the best in ease of use and overall independent broker.
I can’t think of anything negative to point out about this company. It’s very clear they want to be in this industry and stay as the market leader in Canada. When speaking to several of their representatives online and over the phone you could feel a strong sense of pride in their written words and spoken tone. There is clearly a strong and positive ecosystem in their workplace environment. The staff seem exceptionally knowledgeable when assisting, providing a fulfilling experience. This is a far cry from my past dealings with other brokerages and banks.
For most of my stock trading life I had been connected at the hip with my local bank. This was before I became more enlightened with better options that were out there. I’m sure this is the case for most people. Many of us usually get our first investment accounts at big banks (e. g., BMO InvestorLine, Scotia iTrade, RBC Direct Investing, TD Direct Investing) because of the ease to do so — we have our savings and chequing accounts with them already so it’s just logical to open a trading account there as well. Such conveniences, however, bring with it abuses by these banks onto their customers. And so it wasn’t until I became completely disillusioned by my bank’s high fees and endless shenanigans that I felt it was time to explore other financial outlets. And hence, here we are today and why I felt this ultimate Questrade review was a necessary obligation to write.
Should you join? Yes — a resounding YES! For someone like me, as a casual trader, who has experienced headaches with banks and other brokerage firms, it’s nice to finally find a good home at Questrade who doesn’t play games, nor charge exorbitant fees. Questrade fits my needs perfectly and helps unlock my potential as a growing investor.
Now I’d love to hear your opinion on Questrade. Leave a reply below, share this review, and rate them using the ratings gauge found at the very top of this page.
Editor Rating: 90% out of 100.
Readers Rating: 95 % out of 100 ( 2207 votes)
أسئلة وأجوبة (FAQ)
This review has been updated many times over the years and, during such time, many questions have been asked by my readers in the comments section. For your convenience, I have compiled the most asked questions, with their corresponding answers, below.
Why Questrade?
Lowest commission cost per equity trade in Canada. Commission-free ETF trades. No annual fees. Free $50 when using Questrade offer code: Canada Questrade will cover the transfer-out fee when moving your brokerage account to them. Full-featured tools and trading platforms available on all devices. Very responsive customer service. Even when using live online help. Hold dual-currency (CAD and USD) simultaneously within registered accounts (e. g., RRSP) without automatic conversions, nor fees.
Is Questrade good?
نعم فعلا! Questrade offers a remarkably rich tapestry of features well tailored for new investors and seasoned traders. They also have the lowest costs of any other brokerage house in Canada, by far. Over the years, they have routinely demonstrated their hypercompetitiveness in this crowded industry by endlessly releasing new products, updates, and exploring untapped avenues (e. g., IPOs).
Where can I get the Questrade offer code?
To get $50 free from Questrade, simply type the following Offer Code: Canada into the Offer Code input box during the sign-up process.
What is the best way to convert CAD/USD?
To elminate currency exchange fees almost entirely when converting CAD/USD, you will want to use Norbert’s Gambit. To do this, you will use tickers: DLR. TO and DLR. U.TO . The former deals in CAD currency, the latter in USD currency.
To convert from CAD to USD:
Buy shares of DLR. TO (currency will be in CAD) in the amount that you want to convert into USD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. TO shares to its USD equivalent side (i. e., DLR. U.TO). Your shares will now shift from DLR. TO to DLR. U.TO and be in USD currency. Sell all of your DLR. U.TO shares. You will now have USD cash.
To convert from USD to CAD:
Buy shares of DLR. U.TO (currency will be in USD) in the amount that you want to convert into CAD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. U.TO shares to its CAD equivalent side (i. e., DLR. TO). Your shares will now shift from DLR. U.TO to DLR. TO and be in CAD currency. Sell all of your DLR. TO shares. You will now have CAD cash.
The entire process can take up to 1-2 business days to complete. The full details of your conversion is recorded under myQuestrade’s Account Activity page.
Can I short sell?
Yes, you can short stocks in margin accounts. Registered accounts (e. g., RRSP), however, cannot short because of Canadian government regulations.
Do their platforms support Mac/Linux?
Yes, their trading platforms are available for Mac and Linux users. Questrade’s trading platforms are also available for Windows, iOS, and Android devices. For Linux users Trading with Questrade, their responsive HTML browser-based web application, is what’s used.
My bank doesn’t accept Questrade account #s.
Most people will fund their Questrade accounts through their bank’s bill payment method. However, some banks still impose an eight character limit. You can get around this problem by using just the first eight digits of your ten digit Questrade account #.
How do I get trading reports before 2018?
If you have been a Questrade member before 2018, then you may have already discovered that their Trade Confirmations database, which claims to carry your trading details dating back to January 1st, 2009, in fact only rolls back to February 4th, 2018. Sadly, you may no longer have access to these older trading reports because Penson, Questrade’s old clearinghouse partner, who stockpiled these much older reports, has now shut its doors for good. When speaking with Questrade’s representatives, I got inconsistent answers on whether they still have these very old reports or not.
How do I stop paper-mailed investor documents?
Initially, shareholder communications (i. e., voting requests, annual meeting summaries, financial reports) are sent as paper mail to your physical address. For those who wish to save the environment by saving a few trees you can alternatively opt to receive these correspondence documents through electronic mail instead. A convenient free service called InvestorDelivery exists where you can set up to receive all of your investor correspondence electronically. InvestorDelivery requires a special ID that is stamped in the header region of each of your paper documents. So you’ll have to wait and receive a paper document of a security you own before you can switch over to its electronic alternative.
How do I avoid paying ECN Fees?
ECN fees are fees enforced onto Questrade by an external network that charges you for making a transaction which removes liquidity from the market (i. e., buying at the ask or selling at the bid). Questrade doesn’t make any money from ECN fees; they simply pass this collected fee to the designated network to execute your order. Although these fees translate to mere pennies, one can avoid paying them altogether by executing transactions as a limit (or stop) order at the bid/ask instead of as a market order request. For U. S. stocks you can also send orders to non-direct access ECN networks (i. e., LAMP, MNGD, or POST) to avoid these fees completely.
How do I avoid mutual fund trailer fees?
Questrade will rebate mutual fund trailer fees. They call this their Mutual Fund Maximizer . Trailer fees are commissions by fund management companies paid to brokerage houses for being the retailer that sold you your fund(s). This commission is an ongoing source of revenue for brokerages as long as you keep holding onto those fund(s). You don’t see this fee because it’s part of the MER of the fund. So, Questrade is willing to rebate this fee back to you every quarter. ولكن هناك & # 8217؛ ق الصيد. You need a minimum of $36,000 in mutual fund holdings to be eligible for this rebate. The reasoning is simple: There is a processing fee of $29.95/month. So, the rebates will start paying back if your mutual fund holdings is worth more than $36,000 (based on a 1% trailer fee).
What is the interest rate when buying on margin?
Most people will sign up for the standard margin account, which gives you access to borrow funds at an amount more than your current cash balance. This extended buying power ability is very useful and can come in handy when you need to jump on market opportunities. Assuming you’ve bought on margin and haven’t settled your stocks after three days of the purchase, the margin interest rate can be as low as prime + 2.5%, which is in-line with most brokerages.
What is Margin Power?
Margin Power is a free service by Questrade that allows you to link your existing TFSA account (held at Questrade) to your margin account. Doing so increases your buying power within your margin account by leveraging the assets you already own inside your TFSA, making it enormously convenient to enter new positions without requiring a transfer of new cash or selling existing securities.
How do I register for a DRIP?
A dividend reinvestment plan (DRIP), which is also known as a direct purchase plan (DPP), allows you to reinvest your stock’s dividend income automatically into the purchase of additional shares of that security without paying any trading commissions. To register for a DRIP, log into your Questrade account, navigate to Account Management > Find Forms , and download & fill out the one page PDF file: Dividend Reinvestment Plan (DRIP) Authorization . You’d then use Upload Documents to send your signed form to Questrade. It takes up-to 24 hours to process your request. If you ever sell off your security entirely, your DRIP will be canceled.
Replies to this Review.
Allan D. says:
Simply a brilliant review on questrade. How you guys were able to stitch all this depth is beyond me. If i join i will credit you guys for the excellent writing.
Ladarius says:
@Telly, all you need to do is use the Bill Payment feature to link to QT. That will solve the transfer to QT. To set up the link the other way send a void cheque image through the Questrade Account members area. It's pretty easy and quick.
Telly Tunz says:
Just signed up for questrade and Tangerine chequing. Thanks for the $50 offer code!
How does one link the two accounts? I want to transfer from Tangerine to questrade?
Kenzie Chedister says:
For the person asking what happens if you purchase U. S. stock with a CDN TFSA.
When you buy a non Canadian business you get your dividends in USD. If i recall since it isnt a retirement registered but a TFSA then the U. S. will do a 15% holding tax (this is not by QT but the US's IRS) and you never get that back. With RRSP the US and Canada have an agreement that such a tax holding doesnt occur.
However, if you buy a Canadian company from American exchanges using USD you get dividends in CAD. But in this case Questrade will go about converting automagically into USD for you. And there is no such thing as a holding tax.
Ashton says:
Anyone know when questrade posts t5008 slips during the year?
Darius J. says:
Curious why does QTrade separate things like transaction activity, e-statement, cash flow history, etc when it seems like they should just be one screen showing them all in one place? I guess i am missing sometihng but nonetheless it is a nice layout and looks easy to use.
Sergio says:
Bitcoins? هل أنت جاد؟ That is the first time i have ever heard someone suggest it. It would be pretty cool if discount houses accepted it. Questrade are you listening? It would put a unique new edge for them. Nice suggestion!
Renaldo says:
Anyone know if questrad accepts bitcoins for deposits?
Hailey F says:
Yup i just had to leave TD and join Questrade because their commissions were crazy. So i thank you for this very descent questrade review because its enough to get me to convert. Also a double thanks for the free questrade offer code for $50 it worked for me.
BeachPTA says:
@Curious Me it sounds like you are a low-activity investor (or someone new) and so Questrade will likely be best for you since they have no hidden fees and its a no nonsense place. I've been with them for 6 years and its been great.
Curious Me says:
Hey is Ques trade for me? As a student i am looking to buy some stocks.
$5K or so so nothing crazy and doing so for long-term.
Kinsley says:
Goodbye iTrade. Hello Questtrade! Finally, what i was looking for. So this offer code is still good right?
Gaige says:
Thanks for the questrade promotional code. Was brought here looking for one. I assume its called a ofer code too.
Ulric M says:
As a matter of fact yes its possible to transfer TFSA registered accounts @ben. But just realise that doing so may (usually does) incur a transfer fee out of the bank. Questrade doesn't have any transfer-in fee but your local bank might have a transfer-out fee so best to call them up and ask if they do. Should be an easy process to transfer.
But you are correct that if you manually withdrawal from the account you actually lose that space for the remainder of the year.
Immanuel says:
Its easy. Inside your Questrade account click Accounts > Account Management tab. Currency Settlement is located under the Summary section. Hope that helps ya!
Ben T says:
Can someone walk me through my Questrade account in how to change currency settlement preference?
Abraham Barns says:
Although i appreciate the intense work put into making this review i am satisified with having the questrade $50 offer code so thank you and i will be joining tomorrow.
Jarred says:
T5 and RRSP contribution slips will be made available to all those wondering within the first 60 days of this new year.
Carlton Newsham says:
Hi @Anonymous. That's a common question. Because it is a registered account the moment you make a deposit into the account it is counted as a contribution right away. You will get a tax receipt for tax deduction purposes. So cash inside RRSP is still counted as a contribution.
Dimitri says:
Hey cool i am creating a questrade account right now and online signing works! Looks like i am almost set to go. Hoping i can begin trading tomorrow because i have a few picks i want to get into asap!
Brooks Bloomer says:
I was looking for a questrade offer code and it lead me here. Much thanks and god bless!
Anonymous Coward says:
I'm a total newbie and was wondering. Yea so i have a questrade rrsp account now. So does it count as an RRSP contribution if i transfer money into it or do i have to like buy stocks and stuff for it to count as contribution?
Shae Troutman says:
If it wasnt for this $50 offer code for questrade you mentioned above i would wait until my partner got back from overseas. I can't resist free cha-ching! 🙂
Wade Swaffer says:
Thsi review is massive! Bookmarked and shared on Facebook. Hey 95% rating is a good enough indicator for me so thank you.
Xenon says:
Although i am a US citizen i just wanted to inform other people that are in my situtation that you can indeed open a Questrade account like me but you must have a Canadian residency address. هذا بسيط. So you should be able to even get the $50 questrade promotions too.
Zayne says:
Nice work putting this together. I remember these guys when they first started nearly two decades ago and never really considered joining. Reading this i now have to go call and do some digging with ScotiaBank because in many ways i didnt know i had other options that could save me money if i switch over to someone like this.
Darrion M says:
Anyone recently shorting a stock? Just wondering i use the bid price or what? I was going to ask their online live help rep but it seems you guys here are more in depth and more conversational.
Beau Dean says:
Anyone else having issues with the money organizer site: Mint when connecting to Questrade? I spoke with their reps and they say it should be fine so i was thinking to talk with Q's guys and they said it's likely Mint has some bug on their portal's site. It's very strange and annoying because i depend on them to combine all my portfolios. I wish mint would take the matter seriously because obviously Quest trade is the biggest in Canada and so alot of people use them. Hope its resolved soon. If anyone has tips to get it working (if it works for you) i'd love to here it.
Landon V. says:
Great questrade review! And as bonus you gave me $50 questrade offer code that worked! شكرا جزيلا.
C-Type Anderson says:
Punch drunk. Was becoming fed up looking for a thorough review on online stock brokers and finally hit the mother load of good luck here. My wife and I are getting more involved with our finances since we are starting a family and wanted to make sure we got a full understanding of these guys. Looks like a good place to park for our RESP.
Oh great now you are forcing me to tweet this review to my girlfriends. We are in a Stock Trading neighborhood group and always on the look out for awesome trading tips. This is fantastic and i really aprpeciate the hard work put into it.
Magen says:
It's only because of questrade's amazingly low commission charges that i will take a crack at it so i can do more short selling. This could save me a bundle.
Yale Collingsworth says:
Looks like Questrade receives an "A-" from Better Business Bureau!
That's good enough for me! Thanks for the fantastic questrade review and more importantly for my sake a valid questrade offer code for $50 smackers!
Joey Everhart says:
Yea i signed up and it all worked out like a charm. Got up and going in 24 hours (i wired my $ in).
Andrae M says:
If memory serves me Questrade will email you when tax slips are available in their usual Client Notices.
For Interest and Dividend slips (T5) they are available in early March.
For those who made contributions to their RRSP registered accounts between March 2nd and Dec 31st of the previous tax year slips are available in early February (if not slightly sooner). For those who make contributions between January 1st and February 29th then the corresponding slips are available between the 1st of February and end of March of the following year.
Beau Paker says:
When does Questrade post tax slips each year?
Mathew T says:
Just came here through search because i am looking for a trading platform that is inviting to beginners. From your super duper review of questrade i will give them a try and see how things work out for me.
I appreciate the $50 questrade promotional code.
Jerome Haddock says:
@Josh W., that's correct there is no fee to make transfers from one institution to another. إستمتع.
Phoenix says:
I plan on trying out RBC DI but am with Disnat, Questrade, and TD DI. As it stands Questrade provides me with the best experiences.
Josh W. says:
So how easy is it to transfer stocks from Scotiabank (iTrade) to Questrade because i am sick of iTrade's commission trade fees?
There shouldn't be any fee to transfer funds right?
Edwin Bellier says:
questrade promo code worked for me! Received a deposit of $50 today! Giving you my thanks!
Boondocks says:
Got me $50 from the offer code today. I opened a registered account. However, i almost forgot i had to fund my account with the minimum $1,000 to get the free $50. So dont forget!
Anyway, had to come back here and give my huge gratitude for an awesome review!
Mama Loves says:
Questrade is fine Skyler. I have my Margin, TFSA, RRSP, and my daughter's RESP with them.
They're always improving all the time and am happy with them.
Oscar M. says:
I'm now with both Questrade and TD Direct Investing and I've never had a problem with Q; on the other hand TD messed up my account big time last month.. and the worst thing is they have been so tied tight with them that i cant just leave them which is why i am with both companies. :s.
قرف! I knew i should have opened a trading TFSA account with these guys than to open a low-interest bearing savings account with my local bank. And now i see i could have gotten $50 in free trades from that questrade offer code shown above. Darn!
I guess it's too late to move my money since CRA will penalize me for withdrawl from my TFSA and deposit into a new TFSA (re-contribution can only happen once a year).
Does Questrade support the ability to transfer my TFSA account to them from my bank?
Smart Invest says:
Handy tip for n00bs out there. When using IQ or any other platform to trade (or get a quote) TSX-listed securities make sure to use. TO at the end of the trading symbol.
So for example a Claymore ETF like CDZ would actually be CDZ. TO.
For those buying Calymore ETFs (like me) Questrade offers a PACC (pre-authorized cash contribution plan) to purchase additional units of Claymore ETFs commission free. Doesn't get sweeter than that.
George says:
Ok, ok i am back to say that QuestradeIQ is growing on me and i was wrong to bash the loss of QuestraderWEB. So i take it back. It's really good.
Lazaro Kellum says:
Finally a $50 offer code for questrade. Was hunting for a good one. شكر!
So far its been 9-months. Wanted to return and express my thanks to this brilliant questrade review in making me aware of these guys. It's been an enjoyable experience. Cant be happier with the joining.
Chauncey O. says:
Ok confirmed the Canada questrade promo offer code works! شكرا لكم!
Oakley says:
My 2cents to the conversation below on registered vs non-registered accounts. For the tax concious any gains can be offset by your capital losses from prior years (i believe it is for any unclaimed from prior 4-5 years). Gains are taxed by way of 50% of it at your current tax bracket. So effectively you are looking at around 15% tax rate at the highest tax bracket. Seems in line with the U. S. which in my opinion is comically low despite my benefiting at such a low rate. We should be paying more on capital gains since people who can afford it (i am in the 1%) aren't technically paying our fair share since we are investing our fortunes in the stock market and not doing actual work.
Jorden says:
Anyone here a Questrade Forex enthusiast? How tight are the spreads? I've used Interactive Brokers for forex trading and just wondering how they compare.
Ervin A says:
Amazing questrade review. Crazy, super details!
Shelton Stollard says:
if you plan to learn @skyler then i suggest you try their virtual account since it doesnt involve real money. For real money i recommend a non-registered account because you can at least deduct capital losses against your gains; registered accounts dont have that privilege. But as the other fellow said you do get taxed whereas registereds either don't or is deferred.
Bryson A. says:
LOL i just noticed the conversion rate in Questrades registered accounts are much more favorable to me than using other places like XE or even my local banks. That alone just got me to tell my friend to hook up with them. Thanks for the questrade offer code btw!
Skyler says:
Great discussion here. I notice some talk on registered accounts and so i am on the verge of pulling the trigger and opening a registered account and was wondering if some had advice to newbies starting online trading with Questrade which type of account is more suitable for a starving undergrad wanting to acquire experience. Should i just go with a regular or a tfsa or other registered type of account?
Bradyn Nesbitt says:
As far as i know @steve you can indeed add other users to your account. I believe some of the screenshots above show this but i am not entirely sure you can pre-select how a specific person has certain types of account access. If anything i believe it only gives full access or a pre-set limited access to all.
I strongly recommend you speak to one of their online agents which are pretty knowledgeable and quick. The link to them is somewhere in this comment section or review.
Steve the Shop Owner says:
I am a sole properitor and i thank you for a wonderfully detailed questrade review and your snapshots really make things crystal clear. I was wondering how many authorized personel i can add to my account once opened?
I have several family members that work for me and i would like to give them certain access to the trading account (each having different types of privileges). Does Questrade offer such granularity for accounts?
Maddox says:
AFAIK @carey the vast majority of OTC and pink sheet stocks aren't eligible to be held in a registered account as per the rules governed on ALL Canadian brokers. However i recommend you talk to them via their live-help window to see if a specific OTC/Pink stock is there to be held in a registered account such as a TFSA. Hey, you never know.
Carey says:
Anyone know if opening a TFSA account one can then buy OTC or PINK stocks?
Addison L says:
Hi @Sandwich Monster. Like the questrade review's discussion says, Questrade appears to be trying to allow a wider base of users since IQ Mobile is primarily for iOS users (iPhone) and Android users. Which leaves out Linux and Windows phones to name a few.
Their Trade Platform is independent and so it allows for Linux users (like me) who use a custom rom on my phone to have access to trading. So for me Trade is definitely essential otherwise i cant get online to trade.
My guess is Trade, with its quality use of HTML 5, will usually be the most popular choice. At least that is what i can see after reading this in depth review.
Sandwich Monster says:
I just tried and successfully was able to use Trade and IQ Mobile on my tablet and so I am a bit confused as to why the need for both platforms? Why not just one or the other? Anyone know?
Kip Gerleman says:
There is so much advice out there but to narrow things down opening a TFSA in Questrade basically means you wish to use it to trade stocks and ETFS but any gains you make are not taxed by CRA. A regular account isn't so lucky (in terms of realized capital gains). It really depends on what you want to do. TFSA has its own restrictions like any withdraws can't be contributed back into the account again until the next year (Canada nationwide rule for this type of account).
Questrade appears to be the best for low cost, no silliness trading and this $50 questrade offer code helps tremendously for new comers since you can do a lot of trades on the house 💡
Been with Questrade for four months now and wanted to return to this questrade reivew to give my mini review.
I am not a person with a lot of words but i actually like them. They offer everything i am looking for and their trade tool (IQ as they call it) is very good, especially the one i keep using called IQ Edge.
My only complaint is that i wish their Live Help representatives were a bit more responsive but maybe it's because they are getting more order requests. So its not a big deal but wanted to point it out.
So, thanks so much Canadian Profiteer. You guys really helped put my mind at ease in this financial world.
Gerald Winkler says:
To go one step further to your post Cookie Muncher just remember that there are free routes also available that one can use to avoid all ECN fees entirely; so you can just place it as a market order and not bother with making it a limit order. Questrade has all the free routers: MNGD, POST, and LAMP. Check out their ecn fees.
Jorge Blanchard says:
I'm here because i am sick of Interactive brokers. Their customer service is bad and i am always on hold so i am giving Questrade a try because i need a new outlet. I've tried calling them and they were very quick so that is good. Based on the popularity of this questrade review i will join and use the $50 promo code and see how things go.
Cookie Muncher says:
Actually @questrade you didn't mention there are those tiny ECN fees but then it occurred to me that if one were to perform limit orders there won't be ECN or other fees to contend with.
Kalen Page says:
Actually, as long as you have all ur debt paid off then a quality ETF is ready and waiting with your name on it. Most people think ETFs track equities but that isn't always true. For those conservative types i think its best with a diversified collection of bond ETFs.
Granted you may need to buy a multitude of different holdings but with the questrade offer code i see mentioned above on this site you can alievate any hesitation in purchases since its free.
Sydney V. says:
I can't believe i am going to join merely because this $50 offer code is staring me in the face. Can't resist 🙂
Bradford B. says:
You should read the above questrade review again because it specifically says that transfering USD funds from a USD account via ETF is not possible due to Canadian restrictions. However, you should be able to do it through say Pre-authorized Deposit initiated at Questrade within your member's account, among other ways. Just read the review again for the details.
Chant says:
@Questrade, it still amazes me that no other discount broker seems to want to compete against you guys in this area on pricing. Thanks for the informative post.
Questrade says:
مرحبا بالجميع. I work for Questrade and want to clarify any confusion.
Questrade's stock commission pricing is $0.01/share as indicated above in this review. It's a minimum charge of $4.95 and a max of $9.95.
So some examples:
15,782 shares – $9.95.
We have the lowest commission pricing in all of Canada. امل ان يساعد!
Eliseo says:
I thank you for this questrade review seeing as how i was coming here trying to find answers on how to switch my paper notifications of my holdings to be electronic instead. I didn't realise Investor Delivery was related to how i did that. I wish i knew earlier.
So much thanks for a time saver.
Zacharia says:
Thanks for the questrade offer code. Wasn't sure to join but the $50 was the decider for us. أتمنى لك يوماً عظيماً!
Cristopher S. says:
Great review you got here! Plan on switching to questrade this month.
Caelan DeCamp says:
@josh: i heard about this too way back through one of their customer representatives. They made it live a long time ago.
It makes settlement and record keeping much faster. Recall that Penson Financial Services also served as their bank transfering unit. So by self-clearing we are able to add more of the other banks that currently arent showing up for pre-authorized deposits.
This is one of those big deals no one is talking about sadly.
It's a really quite simple process @Joe and something that is talked about thoroughly in the questrade review above. You merely need to set your account to settle in trade currency.
Most Questrade accounts (including registered) are actually sub-accounts that can hold both CAD and USD currency.
Ahhh so Questrade dropped their ties with Penson and became their own self-clearing service. All i can say is: Finally! One of the big reasons i left Questrade was because of Penson. I’m now reconsidering. A new day!
Hillary Fischer says:
Confirmation post — $50 questrade offer code given above is real and worked for me. My deposits came in the next day! Woohooo.
Mohamed says:
Anyone know if they plan on integrating Mutual Fund Centre within IQ because right now it feels distinctly separate and is inside my Questrade members page. I tend to trade funds and so having it inside IQ would help tremendously instead of having to switch over to another window.
Darrin M says:
All this time i thought Questrade was QTrade. Seems they are two different brokerage firms. هاه؟ I am glad i found this. I guess my mind is made up after reading this questrade review. Huge insight i never knew about them.
Jamari says:
I wish the Trade Platform could change the colour scheme like it does for IQ Edge. The white/gray look is nice but some times it gets boring and i want a Black theme to it.
Matthew K says:
I didn't realize i could sign up for a new account and while waiting create a practice IQ account. That's pretty good. مفيد جدا!
Yogi Stephens says:
Very extensive questrade review people! نجاح باهر I was expecting only a few lines and BOOM i get the whole spread! Presents have arrived! ROFL!!
Dan W. says:
Ahh shucks! You shouldn't have. This questrade review is mindboggling in its clarity and depth. Probably not necessary for the vast vistors who read it. At least you aren't one of those reviews like for movies that make you read the whole thing before you can decipher if it was good or not. roflmao!
Yea so you guys did a kick-ass job here. I will become a member in the coming days especially with that questrade offer code in hand 🙂
Goofing around with IQ Mobile on iPhone and Android and it feels like more effort was placed in the iPhone experience.
Jaret Bannister says:
For the person asking regarding specific currency thing and dont quote me but if you hold CAD currency and want to buy US securities it is automatically converted to US$ and the security is bought. Because of buying power if the purchases take a day to convert you just assume it is bought on your margin buying power.
Now if the equity gets sold in the currency of that equity (e. g. selling US equity in US$) an another process is made where it then converts it to CA$ and you are back to where you started. Don't quote me on this. I found it on their site somewhere.
Ryder D. says:
I still cant get out of my head the idea of stock trading and how it differs from say something like online poker. Strange field. I am 18 and keep getting advice from family that i should learn to invest but just too paranoid about investing my money in stocks out of fear i will lose it.
I should (and do plan) to read many investing books but its funny that even experts with 50+ years experience still seem like throwing darts at a board.
At least with these Questrade folks i can ensure i am not going to be taken on some fees ride that i would see with other companies. So i guess when i am ready i will return this questrade review and open an account then.
Debenture Trading God says:
Just signed up and having a peak in my new account to familarize myself. Looks cool! I was a bit unsure but i think i am going to enjoy this place. I haven't tried out their trading platforms yet so i am relying on the details here. Can't wait to start trading!
King T. says:
Thanks for the $50 questrade offer code! Was in desparate need for one tonight.
Lexis White says:
I'm an Options trader and you've got my attention. I'll be back to read more later. عمل جيد.
Julie in LOVE says:
Okay i joined Quest trade and wanted to give a heads up to newbies. It took me two days in total to go from not knowing who they were to being able to trade. The longest part was actually getting my bank to transfer in the minimum $1,000 to fund the account.
It was amazingly quick and super easy.
Lots of love for this questrade review! I've sent it off to my contacts on Facebook and Twitter!
Feisty404 says:
All these years with Questrade and i never realized i could look to Limit my orders to avoid ECN fees. Sure that fee is tiny to non-existent (1/16th of a penny for my case on average) but still. I think your site is the only place i have ever read that mentions this unique but useful money saver. Surprised thank you!
Capn' Crunch says:
Okay i am signing up right now and its funny i can't think of a user ID that hasnt been taken. It's crazy! They must have a lot of members if the last 10 ids i've picked have been taken 🙁
Had to resort to using my full name with random #s at the end. الضحك بصوت مرتفع!
الأسهم & أمب؛ Bonds Holder says:
Wow, all these years being with them i never realised they had TFSA accounts until i read this questrade review. How dumb of me.
Right now my TFSA is with a credit union but i think it makes more logical sense to have it as a trading account since i can earn (potentially) more through cap gains.
Sage T. says:
Hi my fellow Canadian questraders! Still in the process of signing up and making the necessary transfers from my other discount broker. I couldnt resist using the questrade promo code and no fees. I have been getting abused by my old broker and so i said ok lets do this.
Hmm, i just realized i would like to have my mother on my account and ability to sign on through this one account you know like having authorized users for credit cards. I will have to talk to questrade to see if i can make this happen.
Bronson McCurdy says:
I just turned 19 and this review was pretty good after reading it all. I plan on joining but i dont know my Social Insurance Number. Is it mandatory to have it or can i provide another form of id? I guess i can call the government to find it out or something. I will look up and see what to do. I'll be back.
Hilary P. says:
I'm purely interesting in joining because there aren't too many places that offer IPO's especially at a low cost rate. I will have to give them a call to see what they have to offer. My hope is they offer US IPOs too, not just Canadian. Anyway i really, really am indepted for the hard work put into this writing.
Eat Your Oats! says:
Funny that i discovered this questrade review by desparately looking for an answer as to why i wasnt able to add questrade in EasyWeb bank account. I think you guys are doing an amazing job keeping this thread so current because i never knew i could ignore the extra digits. That goes a long way because i can now add them into my accounts, not just at TD.
Thumbs up to everyone!
Ethan D says:
I did a thorough look around and yea this $4.95 per trade is the cheapest i could find. Good enough for me. Questrades got a new customer.
Lawrence Arthur says:
Questrade IQ Mobile app is awesome and hopefully it will continue to improve over the years. Some nice new additions would be to include more advanced charts and support a 2-factor kind of authentication. I know they have 2-step option when using desktop but that is not the same thing. Yes most sites dont support 2-factor but it would be nice since questrade is moving towards mobile heavily. Anyway, again its great and just hooking up with questrade to get at mobile is more than worth it. 😎 I still have $20 of my questrade promo code so i am living it up! 😛 😛
Felipe says:
Thanks for the social icons. I tweeted this beast out to my followers.
Kegan Kendrick says:
ROFL. You know your questrade review is too detailed when you start getting into a discussion ont he underlying coding methodology (c++) being used by its trading platforms. I love it! Thumbs up bro!
Camden Dann says:
I came here after not knowing what democratic pricing meant. lol! Dummy me i know. Well after reading this thick review i now understand. I will probably hook up with them in a few days.
Fergus J says:
I am also a buy and hold investor and was looking for a place like Questrade to park. I will admit that in time i will likely become more active and so i like to be the one who decides when that happens.
Tyreke B. says:
It's funny that i learned more about IQ Edge through this amazing questrade review than i did from their actual site. Bookmarking this page for future reference.
Ralph S. says:
Actually @crumpstump if you read this questrade review you will notice it says that all accounts will remain active and open if you keep at least $250 in equity so even though you hadnt used your account for nearly a decade it is reasonable to think it would be fine.
However, i dont think you can grandfather your account into using the questrade offer code for the $50 in free trades. I think you will need to open a new account or potentially have to start a new application independent of your current account. Best way is to speak to their representative to see what your options are. Better to be safe and find out info.
crumpstump says:
Honestly, i didn't realize Questrade was still around. I was with them some 8 years ago and never really used my account. I only found out they existed by stumbling onto this Questrade review from a social bookmark site.
Ok i just checked and noticed my questrade account is still working. هاه؟ Well that is nice to see i didnt get charged anything to have it sitting around. I totally forgot about it. Hey, can i make use of this questrade promo code/offer code thingy or is it for only new members? Seeing as how i havent used my account for years i guess i could just create a new account and use the promo code.
Brendon B says:
I've used Internet Explorer and i can say although IQ works perfectly with it i notice that this trading platform runs much faster in Firefox, and Chrome. So i recommend everyone skip Safari and IE and use FF and Chrome instead. Just my objective analysis if that helps.
Lonnie says:
Thanks for the trading platform video links. I wish their were more videos though.
Clarence says:
I applaud the comprehensiveness to this questrade review. I was looking for some information on IQ Edge since their reps weren't being too helpful and this place really quenched my curiosity.
Nicolas R says:
Thank god for their html 5 trading platform. I dont have a computer but use a Sun OS system here at school and so i can only use that trading platform. Great work here guys!
Javier says:
Is it possible to add direct links at the bottom of this questrade review for accessibility to more information about a certain topic mentioned? I find I keep returning here for extended reading and so it would be a nice bonus — makes things easier.
My husband and I are strongly leaning on joining questrade. We're hoping this questrade offer code will be good for two of us if we open a joint account ($100?). If not i guess we will open separate ones. أطيب الأماني.
Frankie Pitt says:
I wish IQ would allow me to change the coloring in their mobile app. Other than that its descent. I've been banging my head for a mobile version to make trades for years now so i shouldn't whine too much 🙂
Korey S says:
Was put on hold for a bit with them so i decided to do a search online and it pointed me to this questrade review which answered my question as i was on the phone. الضحك بصوت مرتفع. لذلك شكرا جزيلا. I've shared this with a few buddies of mine on Facebook.
Kelvin P says:
I wholehartedly agree with this review entirely! Brilliant analysis! I've been trying to decide on a place to start investing through and i hope my concerns have been answered.
A big hi-O from PEI!
Norris says:
It's funny because as an American i found this review as a hopeful alternative to my options here in Colorado. I will give these guys a call tomorrow and see what i need to join. Fantastic write up from a fellow down south. 🙂
Maurice says:
@Varment: Fret not young son. As it appears you still have the option of using the full range of trading online through your web browser if you use Firefox or Chrome for linux (or whatever its name is for your system).
You can read above in this questrade review that a thing called Trading is there and should quell the pain by removing all dependency needs like plugins and goes all html5. So it will be as universal as it gets. Hope that helps ya.
That Dang Varment! says:
Been a long time Linux user so i am a bit disappointed that after reading here that IQ collection isn't made for Linux boxes too even though its clear they were aiming at a wider audience by targeting macOS and Windows systems. Ah well.
Isidore Cozad says:
Be careful #maximus, if you are only planning on being with them so you can take advantage of some promotional offer without understanding how the stock market works you just might lose more than the free money they are handing out.

Questrade select options level reddit

أثناء عملية فتح الحساب، يتم تشفير المعلومات التي تقدمها لنا باستخدام تقنية طبقة المقابس الآمنة (سل). سل يحمي المعلومات كما يعبر الإنترنت. لدعم هذه التقنية، تحتاج إلى متصفح قادر على طبقة المقابس الآمنة.
كيف يمكنني معرفة ما إذا كانت صفحة الويب آمنة أم لا؟
يمكنك معرفة ما إذا كنت تزور منطقة آمنة داخل موقع ويب من خلال البحث عن رمز القفل على شريط الحالة أسفل شاشة المتصفح، أو في عنوان ورل أعلى الشاشة. عندما يكون القفل في وضع مقفل، يتم توصيل جلسة عملك بخادم آمن. ملاحظة: إذا كنت تستخدم متصفح مشفر ولا ترى رمز الاتصال الآمن أثناء عملية الطلب عبر الإنترنت من كويستريد، فقد تكون قد دخلت الموقع من خلال اتصال غير آمن. لإعادة إدخال الموقع من خلال اتصال آمن، انتقل إلى الصفحة الرئيسية وانقر على علامة التبويب تسجيل الدخول في أعلى الصفحة وحدد ميكستريد.
ماذا يمكنني أن أفعل لحماية نفسي؟
يجب عليك فقط استخدام المتصفحات التي تستخدم التشفير القوي وميزات الأمان مثل ويندوز إنترنيت إكسبلورر. قم بزيارة ميكروسوفت لتنزيل أحدث إصدار. هام: لا نوصي بإصدارات متصفح بيتا.